1520 Piedmont St, Oxnard, CA 93035 Property Records

Ventura County property record for 1520 Piedmont St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,049 sqft · built 1962
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2013)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`183-0-323-085`

Property Details

APN / Parcel Number

Primary APN	`183-0-323-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,049 sqft Living Area
1st Floor Area	1,049 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	80 ft deep x 70 ft wide
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Patio Area	574 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1520 PIEDMONT ST
City	OXNARD
State	CA
Zip	93035-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 125500 LOT: 44 REF: 029MR 037
Legal Subdivision	1255
Legal Tract	125500
Legal Block	323
Legal Lot Number	44
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1003
Census Tract	8800

Owner

1520 Piedmont St is owned and occupied by two individuals who bought it in October 2013.

Source: Ventura County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2013 · Amount on File
Deed Sale	Oct 22, 2013 · Amount on File
Deed Document Number	2013176004
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jul 30, 2026
Property Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517
Document Number	0000059255
Instrument Date	Jul 25, 2026
Instrument	202659255
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517

Mortgage

Document Number	0000059255,
Date	Jul 30, 2026
Instrument	202659255

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517

Mortgage

Document Number	0000027989
Date	Apr 20, 2023
Instrument	2023000027989

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 26, 2053

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517

Mortgage

Document Number	0000071155
Date	Oct 23, 2024
Instrument	2024000071155

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044931
Date	Apr 4, 2017
Instrument	20170404-00044931

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030215
Date	Mar 20, 2019
Instrument	20190320-00030215

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 PIEDMONT ST, OXNARD, CA 93035-3517

Mortgage

Document Number	0000182849
Date	Nov 2, 2020
Instrument	20201102-00182849

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Piedmont St was $4,947 with a homeowner's exemption, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,613 (+2%) Land $165,045 Building $247,568
2025	$4,947.00 (+2.19%) Homeowner's exemption	$404,523 Land $161,809 Building $242,714
2024	$4,841.00 (+3.82%)
2023	$4,663.00 (+3.14%) Homeowner's exemption	$388,816 Land $155,526 Building $233,290
2022	$4,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1520 Piedmont St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1520 Piedmont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Yondoo Broadband.

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