1520 Olive St, Gainesville, TX 76240 Property Records

Cooke County property record for 1520 Olive St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1947
Lot Size	0.78 acres (33,990 sqft)
Owner	Company Name on Record
Tax Bill	$3,896 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1059-015-00000`

Property Details

APN / Parcel Number

Primary APN	`1059-015-00000`
Alternative APN	`2198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,446 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,446 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	33,990 sqft (0.78 acres)

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	170 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	1059-015-00000
Street Address	1520 OLIVE ST
City	GAINESVILLE
State	TX
Zip	76240-3563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOBY T 1059
Legal Subdivision	TOBY T
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3011
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1272, PILOT POINT, TX 76258-1272
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Oct 4, 2021	Vendor's Lien, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025
Deed Sale	Apr 25, 2025
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	20252762
Deed Book / Page	2707 / 149
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0000064551
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1520 OLIVE ST, GAINESVILLE, TX 76240-3563
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 OLIVE ST, GAINESVILLE, TX 76240-3563

Mortgage

Document Number	002454/151
Date	Oct 4, 2021
Book Page	2454/151
Instrument	2021-08565

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Sep 24, 2024

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 4, 2021
Property Address	1520 OLIVE ST, GAINESVILLE, TX 76240-3563
Document Number	2454/135
Book / Page	2454 / 135
Instrument Date	Sep 24, 2021
Instrument	2021-08563
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22016 FM 2127, 22016, BOWIE, TX 76230-8206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 OLIVE ST, GAINESVILLE, TX 76240-3563

Mortgage

Document Number	202108564
Date	Oct 4, 2021
Instrument	2021-08564

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,896.00 (+0.03%)	$186,220 (-) Land $59,919 Building $126,301	$186,220 (-) Land $59,919 Building $126,301
2025	$3,895.00 (+10.43%)	$186,220 (+2.51%) Land $59,919 Building $126,301	$186,220 (+2.51%) Land $59,919 Building $126,301
2024	$3,527.00 (+2%)
2023		$181,655 Land $54,721 Building $126,934	$181,655 Land $54,721 Building $126,934
2022	$3,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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