1520 Monte Mar Rd, Vista, CA 92084 Property Records

San Diego County property record for 1520 Monte Mar Rd, Vista, CA 92084 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,262 sqft · built 1980
Lot Size	0.532 acres (23,180 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jan 2010)
Tax Bill	$6,853 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`174-060-43-00`

Property Details

APN / Parcel Number

Primary APN	`174-060-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,262 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mediterranean
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	23,180 sqft (0.532 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1520 MONTE MAR RD
City	VISTA
State	CA
Zip	92084-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 (EX OP&N 393.20 FT)E 92.68 FT OF W 185.36 FT OF TR 002102
Legal Subdivision	VISTA GRANDE ESTATES
Legal Tract	002102
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19210

Owner

Source: San Diego County records · APN 174-060-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1520 MONTE MAR RD, VISTA, CA 92084-4147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Apr 29, 2019	Quit Claim Deed, Transfer · Conventional with PMI FRONTWAVE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2010 · Amount on Record
Deed Sale	Jan 28, 2010 · Amount on Record
Prior Sale	Jan 15, 2008 · Amount on Record
Deed Document Number	201044302
Last Transfer Date	Apr 19, 2019
Transfer Doc	0000156374
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 MONTE MAR RD, VISTA, CA 92084-4147
Transaction Type	Mortgage
Record Updated	Apr 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 MONTE MAR RD, VISTA, CA 92084-4147

Mortgage

Document Number	0000095275
Date	Apr 12, 2023
Instrument	2023-0095275

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 MONTE MAR RD, VISTA, CA 92084-4147
Transaction Type	Mortgage
Record Updated	May 05, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 MONTE MAR RD, VISTA, CA 92084-4147

Mortgage

Document Number	0000325019
Date	Apr 27, 2021
Instrument	2021-0325019

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 MONTE MAR RD, VISTA, CA 92084-4147
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031289
Date	Jan 20, 2017
Instrument	2017-0031289

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2019
Property Address	1520 MONTE MAR RD, VISTA, CA 92084-4147
Document Number	0000156374
Instrument Date	Apr 19, 2019
Instrument	156374
Transaction Type	Transfer
Record Updated	May 07, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1520 MONTE MAR RD VISTA CA 920844147, VISTA, CA 92084-4147

Mortgage

Document Number	156375
Date	Apr 29, 2019
Instrument	156375

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$612,221 (+2%) Land $296,144 Building $316,077
2025	$6,853.00 (+8.61%)	$600,218 (+4.04%) Land $290,338 Building $309,880
2023	$6,310.00 (+0.25%)	$576,913 Land $279,065 Building $297,848
2022	$6,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 410 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, Verizon, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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