1520 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1520 Misty River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2019
Lot Size	0.241 acres (10,502 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Aug 2021)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`T190300214`

Property Details

APN / Parcel Number

Primary APN	`T190300214`
Alternative APN	`2-0012-C705-00-0578.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	4,052 sqft
1st Floor Area	1,696 sqft
Basement Area	1,696 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	10,502 sqft (0.241 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300214
Street Address	1520 MISTY RIVER DR
City	O FALLON
State	MO
Zip	63366-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG C #2 LOT 578
Legal Subdivision	RIVERDALE VLG C #2
Legal Lot Number	578
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

1520 Misty River Dr is owned and occupied by an individual who bought it in August 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1520 MISTY RIVER DR, O FALLON, MO 63366-1524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Sep 5, 2019	Grant Deed, Subdivision Related Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	202165793
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 5, 2021
Property Address	1520 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number	2021R065793
Map Reference	MB 50 PG 148&149
Instrument Date	Aug 3, 2021
Instrument	2021R-065793
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 VALLEY VIEW DR, 46, SAINT PETERS, MO 63376-2924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 MISTY RIVER DR, SAINT PAUL, MO 63366-1524

Mortgage

Document Number	2021R065794
Date	Aug 5, 2021
Instrument	2021R-065794

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 5, 2019
Property Address	1520 MISTY RIVER DR, O FALLON, MO 63366-1524
Document Number	0071361141
Book / Page	007136 / 001141
Instrument Date	Aug 29, 2019
Instrument	477500
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2019
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1520 MISTY RIVER DR ST PAUL MO 633661524, ST PAUL, MO 63366-1524

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Misty River Dr was $4,119.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,115 (-)	$353,235 (-) Land $70,000 Building $283,235
2025	$4,119.00	$67,115	$353,235 Land $70,000 Building $283,235
2023		$66,734
2022			$351,233 Land $55,000 Building $296,233

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1520 Misty River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Misty River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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