1520 Main St, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 1520 Main St, Ridgeway, IA 52165

Property Summary

Property TypeApartments (5+ Units)
Details3,882 sqft · built 1950
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on File
Last Sale$125,000 (Jun 2014)
Tax Bill$1,826 (2026)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN092322600500

Property Details

APN / Parcel Number

Primary APN092322600500

Interior

Stories2 Stories
Building Area3,882 sqft Gross Area
1st Floor Area2,688 sqft
Basement Area448 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions70 ft deep x 100 ft wide
Deck Area1 sqft
Patio Area3 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address1520 MAIN ST
CityRIDGEWAY
StateIA
Zip52165-9790
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionSW 1/2 LOT 7 & 8 BLK 3
Legal Range10W
Legal Township98N
Legal Section23
Legal SubdivisionTOWN OF RIDGEWAY
Legal Block3
Legal Lot Number7,8
JurisdictionWINNESHIEK IA
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4040
Census Tract950100

Owner

1520 Main St, a residential property, is owned by a company that bought it in June 2014.

Source: Winneshiek County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address21699 HIGHWAY 9, CRESCO, IA 52136-8266
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2014 · Amount on File
Deed SaleJun 3, 2014 · Amount on File
Deed Document Number20141318
Deed Book / Page2014 / 1318
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address1520 MAIN ST, RIDGEWAY, IA 52165-9790
Transaction TypeMortgage
Record UpdatedApr 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/3635
DateDec 11, 2019
Book Page2019/3635
Instrument3635
Lender
NameCRESCO B&T CO
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term169 Months
DueJan 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 1520 Main St was $1,826.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityRidgeway City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,826.00$115,560 (-) Land $21,310 Building $94,250$115,560 (-) Land $21,310 Building $94,250
2025$1,826.00 (+12.44%)$115,560 Land $21,310 Building $94,250$115,560 Land $21,310 Building $94,250
2024$1,624.00
2023$98,140 (+20.73%) Land $21,310 Building $76,830$98,140 Land $21,310 Building $76,830
2022$1,446.00$81,290 Land $17,760 Building $63,530
2021$81,290 Land $17,760 Building $63,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGEWAY
serves 275 people · EPA ID IA9680085
Water SourceGroundwater
Last State InspectionFeb 2026
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
800 / 300
Mabel Cooperative Telephone Company
Fiber
200 / 40
GigFire
Fixed Wireless
150 / 130

Nearby Properties on Main St

Nearby Streets

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