1520 Luminous St, Modesto, CA 95356 Property Records

Stanislaus County property record for 1520 Luminous St, Modesto, CA 95356

Property Summary

Property Type	Zero Lot Line
Details	4 bd · 3 ba · 2,050 sqft · built 2023
Lot Size	0.078 acres (3,432 sqft)
Owner	Individual Name on Record
Last Sale	$549,500 (Jul 2023)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-030-028-000`

Property Details

APN / Parcel Number

Primary APN	`046-030-028-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 2023
Construction Type	Wood
Lot Area	3,432 sqft (0.078 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	1520 LUMINOUS ST
City	MODESTO
State	CA
Zip	95356-8005
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	WOODGLEN VILLAGE 5 (45M10) LOT 270
Legal Lot Number	270
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3004
Census Tract	505

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1520 LUMINOUS ST, MODESTO, CA 95356-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 19, 2023	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	2023-0032617
Record Updated	Jun 8, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 19, 2023
Property Address	1520 LUMINOUS ST, MODESTO, CA 95356-8005
Document Number	0000032617
Map Reference	MB 45 PG 10
Instrument Date	Jul 14, 2023
Instrument	2023-0032617
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 LUMINOUS ST, MODESTO, CA 95356-8005

Mortgage

Document Number	0000032618
Date	Jul 19, 2023
Instrument	2023-0032618

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 19, 2023
Property Address	1520 LUMINOUS ST, MODESTO, CA 95356-8005
Document Number	0000032617
Map Reference	MB 45 PG 10
Instrument Date	Jul 14, 2023
Instrument	2023-0032617
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 LUMINOUS ST, MODESTO, CA 95356-8005

Mortgage

Document Number	0000032618
Date	Jul 19, 2023
Instrument	2023-0032618

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,212.00 (+129.99%) Additional exemption filed	$563,811 (+557.12%) Land $280,500 Building $283,311
2023	$2,701.00	$85,800 Land $85,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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