1520 Lucky St, Oceanside, CA 92054 Property Records

San Diego County property record for 1520 Lucky St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,994 sqft · built 1971
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Nov 2012)
Tax Bill$7,542 (2025)
Deeds & MortgagesMar 2020 Transfer
Mar 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN153-133-29-00

Property Details

APN / Parcel Number

Primary APN153-133-29-00
Alternative APN
  • 1530502900

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,994 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1530502900
Street Address1520 LUCKY ST
CityOCEANSIDE
StateCA
Zip92054-5927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTCT 50 LOTS 2&4 DOC178534REC68 IN TR 001717
Legal SubdivisionHOTALING LANDS
Legal Tract001717
Legal Block3
Legal Lot Number2,4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract18101

Owner

1520 Lucky St is owned by a company that acquired it in March 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1520 LUCKY ST, OCEANSIDE, CA 92054-5927
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2012 · Amount on File
Deed SaleNov 20, 2012 · Amount on File
Prior SaleJul 2, 2012 · Amount on File
Deed Document Number2012724583
Last Transfer DateMar 10, 2020
Transfer Doc0000151798
Record UpdatedOct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 24, 2020
Property Address1520 LUCKY ST, OCEANSIDE, CA 92054-5927
Document Number0000151798
Instrument DateMar 10, 2020
Instrument151798
Transaction TypeTransfer
Record UpdatedApr 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1520 LUCKY ST OCEANSIDE CA 920545927, OCEANSIDE, CA 92054-5927

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 24, 2020
Property Address1520 LUCKY ST, OCEANSIDE, CA 92054-5927
Document Number0000151799
Instrument DateMar 10, 2020
Instrument151799
Transaction TypeTransfer
Record UpdatedApr 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1520 LUCKY ST OCEANSIDE CA 920545927, OCEANSIDE, CA 92054-5927

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1520 LUCKY ST, OCEANSIDE, CA 92054-5927
Document Number0000446188
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedNov 1, 2018
Title CompanyAMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1520 LUCKY ST OCEANSIDE CA 920545927, OCEANSIDE, CA 92054-5927

Mortgage

Document Number0000446188
DateOct 25, 2018
Instrument446188
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueOct 24, 2058

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Lucky St was $7,542 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$690,819 (+2%) Land $439,612 Building $251,207
2025$7,542.00 Homeowner's exemption$677,275 Land $430,993 Building $246,282
2023$7,168.00 (+1.56%) Homeowner's exemption$650,977 Land $414,258 Building $236,719
2022$7,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1520 Lucky St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1520 Lucky St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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