Greenup County property record for 1520 Luci Mae Dr, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,000 (Apr 2026) |
| Tax Bill | $1,371 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-30-05-051.00 |
| Primary APN | 177-30-05-051.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 45682 |
|---|---|
| Street Address | 1520 LUCI MAE DR |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-1872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H BAILEY ADD LT 13 |
| Legal Subdivision | H BAILEY ADD |
| Legal Lot Number | 13 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40202 |
1520 Luci Mae Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Greenup County records, as of May 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1520 LUCI MAE DR, FLATWOODS, KY 41139-1872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE |
| Apr 30, 2026 | Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK GRAYSON |
| Oct 13, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK/GRAYSON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Deed Document Number | 2026691435 |
| Deed Book / Page | 694 / 189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Apr 30, 2026 |
| Property Address | 1520 LUCI MAE DR, FLATWOODS, KY 41139-1872 |
| Document Number | 0000691438 |
| Book / Page | 1111 / 1 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026691438 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUD TITLE, BLUE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000691438, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 1111/1 |
| Instrument | 2026691438 |
| Name | EQUITY PRIME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Apr 30, 2026 |
| Property Address | 1520 LUCI MAE DR, FLATWOODS, KY 41139-1872 |
| Document Number | 0000691435 |
| Book / Page | 694 / 189 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.691435 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,241.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1520 LUCI MAE DR, FLATWOODS, KY 41139-1872 |
| Document Number | 0000691438, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026.691438 |
| Name | EQUITY PRIME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 1520 LUCI MAE DR, FLATWOODS, KY 41139-1872 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000569728 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | M977/458 |
| Instrument | 569728 |
| Name | COMMERCIAL BANK GRAYSON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 15, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 1520 LUCI MAE DR, FLATWOODS, KY 41139-1872 |
| Document Number | 0000569728 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 229 CARMEN LN GREENUP KY 411447638, GREENUP, KY 41144-7638 |
| Document Number | 0000569728 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 000977/000458 |
| Instrument | 569728 |
| Name | COMMERCIAL BK/GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 19, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1520 Luci Mae Dr was $1,371.
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,371.00 | $85,000 Land $15,000 Building $70,000 | $85,000 Land $15,000 Building $70,000 |
| 2023 | $1,344.00 | $85,000 Land $15,000 Building $70,000 | $85,000 Land $15,000 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1520 Luci Mae Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2000–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1520 Luci Mae Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLATWOODS WATER COMPANY private · serves 9,649 people · EPA ID KY0450132 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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