1520 Locust St, Reading, PA 19604 Property Records

Berks County property record for 1520 Locust St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1924
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$108,000 (Dec 2020)
Tax Bill$1,340 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5317-30-18-3611

Property Details

APN / Parcel Number

Primary APN5317-30-18-3611
Alternative APNs
  • 17-5317-30-18-3611
  • 17469900
  • 469900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,170 sqft Living Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area2,178 sqft (0.05 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number17469900
Street Address1520 LOCUST ST
CityREADING
StatePA
Zip19604-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block18
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1002
Census Tract500

Owner

1520 Locust St is owned by an individual who bought it in December 2020.

Source: Berks County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1322 N 11TH ST, READING, PA 19604-1915
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2020 · Amount on File
Deed SaleDec 2, 2020 · Amount on File
Deed Document Number202045800
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateDec 2, 2020
Property Address1520 LOCUST ST, READING, PA 19604-1826
Document Number0000045800
Instrument DateNov 13, 2020
Instrument2020045800
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 N 11TH ST, READING, PA 19604-1915

Mortgage

Document Number0000045801
DateDec 2, 2020
Instrument2020045801
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1520 Locust St was $1,340.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,340.00$47,500 Land $13,800 Building $33,700$13,800 Land $13,800
2024$1,257.00$47,500 Land $13,800 Building $33,700
1994$47,500 Land $13,800 Building $33,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1520 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Locust St

Nearby Streets

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