Yankton County property record for 1520 Joseph Cir, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 1,100 sqft · built 2022 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $474,500 (Mar 2026) |
| Tax Bill | $4,977 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.063.002.050 |
| Primary APN | 78.063.002.050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Flooring | Laminate Plank |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1520 JOSEPH CIR |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 2 BENEDICT ESTATES |
| Legal Subdivision | BENEDICT ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 966301 |
Source: Yankton County records · APN 78.063.002.050
Assessment roll updated September 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1520 JOSEPH CIR, YANKTON, SD 57078-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Apr 29, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HSBC BANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Deed Document Number | 2026212614 |
| Deed Book / Page | 583 / 148 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Mar 27, 2026 |
| Property Address | 1520 JOSEPH CIR, YANKTON, SD 57078-1227 |
| Document Number | 000583/148 |
| Book / Page | 583 / 148 |
| Map Reference | MB S20 PG 294 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 WEST ST APT 2, 2, YANKTON, SD 57078-3369 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1520 JOSEPH CIR, YANKTON, SD 57078-1227 |
| Document Number | 0000583149 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 583/149 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Apr 29, 2022 |
| Property Address | 1520 JOSEPH CIR, YANKTON, SD 57078-1227 |
| Document Number | 000564/533 |
| Book / Page | 564 / 533 |
| Map Reference | MB S20 PG 294 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3203 MULLIGAN DR, YANKTON, SD 57078-5358 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1520 JOSEPH CIR, YANKTON, SD 57078-1227 |
| Document Number | 0000564534 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 564/534 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
| Type Change Date | May 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.55% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.55% |
Source: Yankton County records · Assessment roll updated September 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,977.00 (+719.93%) | $359,100 (+13.89%) Land $27,000 Building $332,100 | |
| 2023 | $315,300 Land $27,000 Building $288,300 | ||
| 2022 | $607.00 | ||
| 2021 | $27,000 Land $27,000 |
Source: FEMA National Flood Hazard Layer as of February 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| B-Y Internet Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 130 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | YANKTON serves 15,411 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | BY WATER DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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