1520 Graylock St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1520 Graylock St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1949
Lot Size	0.153 acres (6,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Jul 2017)
Tax Bill	$1,021 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-10827.00`

Property Details

APN / Parcel Number

Primary APN	`053-10827.00`
Alternative APN	`0101 00164`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,700 sqft (0.153 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	240 sqft
Canopy	32 sqft
Lean-To	60 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0101 00164
Street Address	1520 GRAYLOCK ST
City	LANCASTER
State	OH
Zip	43130-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPIN ADDITION BLOCK 9 LOT 14
Legal Subdivision	CHAPIN ADD
Legal Block	9
Legal Lot Number	14
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1034
Census Tract	31600

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 GRAYLOCK ST, LANCASTER, OH 43130-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Warranty Deed, Transfer LENDUS LLC
Jul 7, 2017	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Apr 15, 1996 · Amount on Record
Deed Document Number	201700012148
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 2, 2019
Property Address	1520 GRAYLOCK ST, LANCASTER, OH 43130-2124
Document Number	0000017830
Book / Page	001803 / 003565
Instrument Date	Sep 30, 2019
Instrument	17830
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	HOCKING VALLEY TITLE AGENCY, HOCKING VALLEY TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130 WALNUT CREEK CA 945970130, WALNUT CREEK, CA 94597-0130

Mortgage

Document Number	17831
Date	Oct 2, 2019
Book Page	001803/003566
Instrument	17831

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 7, 2017
Property Address	1520 GRAYLOCK ST, LANCASTER, OH 43130-2124
Document Number	0000012148
Book / Page	1742 / 0207
Map Reference	MB 1 PG 14
Instrument Date	Jun 23, 2017
Instrument	201700012148
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST OHIO TITLE INSUFNCE BO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000012149
Date	Jul 7, 2017
Instrument	201700012149

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,680 (+55.44%) Land $12,990 Building $30,690	$124,780 (+55.41%) Land $37,100 Building $87,680
2023	$1,021.00 Homeowner's exemption	$28,100 (-) Land $7,230 Building $20,870
2022	Homeowner's exemption	$28,100 Land $7,230 Building $20,870	$80,290 Land $20,670 Building $59,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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