1520 Gin Rd, Michie, TN 38357 Property Records

Hardin County property record for 1520 Gin Rd, Michie, TN 38357

Property Summary

Property Type	Single Family Home
Details	1.25 ba · 1,818 sqft · built 1993
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2016)
Tax Bill	$561 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036176 00609`

Property Details

APN / Parcel Number

Primary APN	`036176 00609`
Alternative APN	`176 00609`

Interior

Full Baths	1.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	1,350 sqft
Upper Floors Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,961 sqft (2.18 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1520 GIN RD
City	MICHIE
State	TN
Zip	38357-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 06 86 DB124 PG642
Jurisdiction	HARDIN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2057
Census Tract	920600

Owner

Source: Hardin County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 GIN RD, MICHIE, TN 38357-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2018	Deed of Trust, Mortgage QUICKEN LNS
Jan 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit FORT FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	2016125533
Deed Book / Page	647 / 433
Last Transfer Date	Jan 23, 2018
Transfer Doc	0000681181
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	1520 GIN RD, MICHIE, TN 38357-4015
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 GIN RD, MICHIE, TN 38357-4015

Mortgage

Document Number	0000835612
Date	Feb 20, 2024
Book Page	835/612
Instrument	172640

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	1520 GIN RD, MICHIE, TN 38357-4015
Document Number	690186
Instrument Date	Jun 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1520 GIN RD MICHIE TN 383574015, MICHIE, TN 38357-4015

Mortgage

Document Number	690186
Date	Jun 22, 2018
Book Page	000690/000186
Instrument	136368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN TN
Recording Date	Jan 23, 2018
Property Address	1520 GIN RD, MICHIE, TN 38357-4015
Document Number	681181
Book / Page	000681 / 000181
Instrument Date	Jan 23, 2018
Instrument	134038
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 GIN RD MICHIE TN 383574015, MICHIE, TN 38357-4015

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	1520 GIN RD, MICHIE, TN 38357-4015
Document Number	671126
Book / Page	000671 / 000126
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 GIN RD MICHIE TN 383574015, MICHIE, TN 38357-4015

Mortgage

Document Number	671126
Date	Jul 27, 2017
Book Page	000671/000126
Instrument	131427

Lender

Name	FORT FIN'L CU
Type	Credit Union
Address	CORINTH, MS 38834

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$561.00 (+30.16%)	$32,050 (+30.02%) Land $2,350 Building $29,700
2024	$431.00	$24,650 (-) Land $2,350 Building $22,300
2023	$431.00 (+26.76%)	$24,650 (+49.39%) Land $2,350 Building $22,300	$128,200 (+94.24%) Land $9,400 Building $118,800
2022	$340.00	$16,500 Land $1,725 Building $14,775	$66,000 Land $6,900 Building $59,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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