1520 Elm St, Grinnell, IA 50112 Property Records

Poweshiek County property record for 1520 Elm St, Grinnell, IA 50112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1948
Lot Size	0.331 acres (14,403 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Jun 2020)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Apr 2020 Refinance Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0721300`

Property Details

APN / Parcel Number

Primary APN	`0721300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	840 sqft
Unfinished Basement	840 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,403 sqft (0.331 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1520 ELM ST
City	GRINNELL
State	IA
Zip	50112-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HADLEYS 3RD LOT 4 BLOCK 8
Legal Subdivision	HADLEYS 3RD ADD
Legal Block	8
Legal Lot Number	4
Jurisdiction	POWESHIEK IA
Township / Civil Division	GRINNELL
Census Block Group	1
Census Block	1015
Census Tract	370300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Grinnell Historic District listed 2008 · 208 contributing resources · NRIS 08001164

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1520 Elm St is owned and occupied by an individual who bought it in June 2020.

Source: Poweshiek County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1520 ELM ST, GRINNELL, IA 50112-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTY BANK
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Deed Document Number	20201899
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	1520 ELM ST, GRINNELL, IA 50112-1209
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000931
Date	Apr 6, 2020
Instrument	2020-00931

Lender

Name	COUNTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Jun 22, 2020
Property Address	1520 ELM ST, GRINNELL, IA 50112-1209
Document Number	0202001899
Map Reference	MB C PG 45
Instrument Date	Jun 4, 2020
Instrument	2020-01899
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 ELM ST, GRINNELL, IA 50112-1209

Mortgage

Document Number	0202001900
Date	Jun 22, 2020
Instrument	2020-01900

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Elm St was $2,078 with a homeowner's exemption, down 2.5% from the year before.

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Grinnell City
Unified School District	Grinnell-Newburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 (-2.53%) Homeowner's exemption	$146,680 Land $32,100 Building $114,580	$146,680 Land $32,100 Building $114,580
2024	$2,132.00
2023		$138,370 Land $36,110 Building $102,260	$138,370 Land $36,110 Building $102,260
2022	$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Elm St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRINNELL WATER DEPARTMENT serves 9,564 people · EPA ID IA7930008
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Radium not recorded as resolved · Apr 2026 Gross alpha radiation not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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