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1520 Easy St, Elgin, IL 60123 Property Records

Kane County property record for 1520 Easy St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,062 sqft · built 1976
Lot Size0.4 acres (17,465 sqft)
OwnerIndividual Name on File
Last Sale$240,500 (Feb 2020)
Tax Bill$8,902 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-15-176-031

Property Details

APN / Parcel Number

Primary APN06-15-176-031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,062 sqft Living Area
Gross Area2,838 sqft
Basement Area776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeFrame
Lot Area17,465 sqft (0.4 acres)
Lot Dimensions220 ft deep x 94 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1520 EASY ST
CityELGIN
StateIL
Zip60123-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOULEVARD VILLA 1ST ADDN LOT 46
Legal SubdivisionBOULEVARD VILLA 1ST ADDN
Legal Block2
Legal Lot Number46
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851904

Owner

Source: Kane County records · APN 06-15-176-031

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1520 EASY ST, ELGIN, IL 60123-5128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Feb 04, 2020Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Aug 15, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2020 · Amount on Record
Deed SaleFeb 04, 2020 · Amount on Record
Prior SaleDec 10, 2013 · Amount on Record
Deed Document Number20206379
Prior Transfer DateAug 02, 2018
Prior Transfer Doc0000039812
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1520 EASY ST, ELGIN, IL 60123-5128
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanySNP TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086677
DateNov 17, 2021
Instrument2021K086677
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036
Interest
Rate2.25%

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 04, 2020
Property Address1520 EASY ST, ELGIN, IL 60123-5128
Document Number0000006379
Instrument DateJan 15, 2020
Instrument2020K006379
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO LAND AGENCY SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 EASY ST, ELGIN, IL 60123-5128

Mortgage

Document Number0000006380
DateFeb 04, 2020
Instrument2020K006380
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050
Interest
Rate3.5%

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 15, 2018
Property Address1520 EASY ST, ELGIN, IL 60123-5128
Document Number0000039812
Instrument DateAug 02, 2018
Instrument39812
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1520 EASY ST ELGIN IL 601235128, ELGIN, IL 60123-5128

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,902.00 (+15.87%) Homeowner's exemption
2024$114,850 (+21.39%) Land $28,438 Building $86,412$344,688 (+21.44%) Land $85,348 Building $259,340
2022$7,683.00 (+4.45%) Homeowner's exemption$94,611 (+6.96%) Land $23,427 Building $71,184$283,833 (+6.96%) Land $70,281 Building $213,552
2021$7,356.00 Homeowner's exemption$88,455 Land $21,903 Building $66,552$265,365 Land $65,709 Building $199,656

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 406 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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