1520 E Vera Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1520 E Vera Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 1974
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2026)
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Jul 2006 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-02350-00`

Property Details

APN / Parcel Number

Primary APN	`014-02350-00`
Alternative APN	`53-08-27-302-002.000-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-02350-00
Street Address	1520 E VERA DR
City	BLOOMINGTON
State	IN
Zip	47401-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	RED BUD HEIGHTS 1ST LOT 1
Legal Subdivision	RED BUD HEIGHTS FIRST ADDITION
Legal Lot Number	1
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1012
Census Tract	1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2006	Deed of Trust, Mortgage · ARM FIELDSTONE MORTGAGE CO
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 31, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Deed Document Number	202655580
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	2009013847
Record Updated	Sep 20, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006013500
Date	Jul 7, 2006
Instrument	2006013500

Lender

Name	FIELDSTONE MORTGAGE CO
Type	Subprime Lender
Address	COLUMBIA, MD 21044

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	11.7%
Type Change Date	Jul 1, 2009
Change Frequency	6 Months
Min Rate At Change	11.7%
Max Rate At Change	14.7%
Index	6-Month LIBOR
Max Rate	17.7%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 27, 2026
Property Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624
Document Number	2026003595
Map Reference	MB 6 PG 24
Instrument Date	Mar 24, 2026
Instrument	2026003595
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624

Mortgage

Document Number	2026003596
Date	Mar 27, 2026
Instrument	2026003596

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 27, 2026
Property Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624
Document Number	2026003595
Map Reference	MB 6 PG 24
Instrument Date	Mar 24, 2026
Instrument	2026003595
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624

Mortgage

Document Number	2026003596
Date	Mar 27, 2026
Instrument	2026003596

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jul 31, 2009
Property Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624
Document Number	2009013847
Map Reference	PG24 MB6
Instrument Date	Jul 30, 2009
Instrument	2009013847
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 E VERA DR, BLOOMINGTON, IN 47401-9624

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00 (-6.59%)	$223,400 (+1.64%) Land $55,000 Building $168,400	$223,400 (+1.64%) Land $55,000 Building $168,400
2024	$1,593.00 (+18.09%)
2023		$219,800 (+11.74%) Land $55,000 Building $164,800	$219,800 (+11.74%) Land $55,000 Building $164,800
2022	$1,349.00	$196,700 Land $55,000 Building $141,700	$196,700 Land $55,000 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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