1520 E Pine Oaks Dr, Show Low, AZ 85901 Property Records

Navajo County property record for 1520 E Pine Oaks Dr, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	4,743 sqft · built 2025
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Aug 2018)
Tax Bill	$507 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210-46-002`

Property Details

APN / Parcel Number

Primary APN	`210-46-002`

Interior

Stories	1 Story
Building Area	4,743 sqft Living Area
Gross Area	5,419 sqft
1st Floor Area	2,988 sqft
Basement Area	1,755 sqft
Finished Basement	1,755 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	676 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1520 E PINE OAKS DR
City	SHOW LOW
State	AZ
Zip	85901-7387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	PINE OAKS:LOT 2, PER PLAT 18-22
Legal Range	22E
Legal Township	10N
Legal Section	29
Legal Subdivision	PINE OAKS
Legal Lot Number	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2013
Census Tract	961702

Owner

1520 E Pine Oaks Dr is owned by two individuals who acquired it in January 2025.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 E SAVAGE, SHOW LOW, AZ 85901-3731
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Jan 28, 2025	Correction Deed BD & F ENTERPRISES INC
Jun 25, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Sep 16, 2010
Deed Document Number	201812355
Last Transfer Date	Jan 9, 2025
Transfer Doc	0000001156
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1520 E PINE OAKS DR, SHOW LOW, AZ 85901-7387
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LAWYERS TITLE/NV CHA, LAWYERS TITLE NAVAJO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E PINE OAKS DR, SHOW LOW, AZ 85901-7387

Mortgage

Document Number	0000016056
Date	Oct 29, 2025
Instrument	2025-16056

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 28, 2025
Property Address	1520 E PINE OAKS DR, SHOW LOW, AZ 85901-7387
Document Number	0000001156
Map Reference	MB 18 PG 22
Instrument Date	Jan 15, 2025
Instrument	2025-01156
Record Updated	Jun 16, 2026
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	220 E SAVAGE, SHOW LOW, AZ 85901-3731

Mortgage

Document Number	0000001157
Date	Jan 28, 2025
Instrument	2025-01157

Lender

Name	BD & F ENTERPRISES INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 25, 2024
Property Address	1520 E PINE OAKS DR, SHOW LOW, AZ 85901-7387
Document Number	0000008460
Map Reference	MB 18 PG 22
Instrument Date	Jun 15, 2024
Instrument	2024-08460
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 EAST SAVAGE SHOW, SHOW LOW, AZ 85901

Tax Assessment & Valuation

The 2025 property tax bill for 1520 E Pine Oaks Dr was $507.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$518,239 Land $57,400 Building $460,839
2025	$507.00	$6,615 Land $6,615	$44,100 Land $44,100
2023	$479.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1520 E Pine Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 E Pine Oaks Dr is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 71% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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