1520 E Cambridge Ln, Spokane, WA 99203 Property Records

Spokane County property record for 1520 E Cambridge Ln, Spokane, WA 99203

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,330 sqft · built 1981
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$352,000 (Nov 2021)
Tax Bill	$3,565 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2018 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`35332.4403`

Property Details

APN / Parcel Number

Primary APN	`35332.4403`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	665 sqft
2nd Floor Area	665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2011
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Lot Dimensions	64 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	130 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1520 E CAMBRIDGE LN
City	SPOKANE
State	WA
Zip	99203-3933
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF
Legal Description	HARVARD PARK TOWNHOUSES UNIT 3
Legal Range	43E
Legal Township	25N
Legal Section	33
Legal Subdivision	HARVARD PARK
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	4400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 E CAMBRIDGE LN, SPOKANE, WA 99203-3933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 22, 2018	Quit Claim Deed, Transfer · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Deed Document Number	20217150972
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	0006736194
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 17, 2021
Property Address	1520 E CAMBRIDGE LN, SPOKANE, WA 99203-3933
Document Number	0007150972
Map Reference	VOL 16 PG 34&35
Instrument Date	Nov 10, 2021
Instrument	7150972
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,637.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E CAMBRIDGE LN, SPOKANE, WA 99203-3933

Mortgage

Document Number	0007150973
Date	Nov 17, 2021
Instrument	7150973

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 22, 2018
Property Address	1520 E CAMBRIDGE LN, SPOKANE, WA 99203-3933
Document Number	0006736194
Instrument Date	Jul 16, 2018
Instrument	6736194
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1520 E CAMBRIDGE LN SPOKANE WA 992033933, SPOKANE, WA 99203-3933

Mortgage

Document Number	6736195
Date	Aug 22, 2018
Instrument	6736195

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,565.00 (+3.57%)	$350,100 (+3.64%) Land $105,000 Building $245,100	$350,100 (+3.64%) Land $105,000 Building $245,100
2025	$3,442.00 (+4.15%)
2024		$337,800 (+33.31%) Land $75,000 Building $262,800	$337,800 (+33.31%) Land $75,000 Building $262,800
2023	$3,305.00 (+11.43%)	$253,400 Land $45,000 Building $208,400	$253,400 Land $45,000 Building $208,400
2022	$2,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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