1520 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1520 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 775 sqft · built 1924
Lot Size	0.149 acres (6,486 sqft)
Owner	Individual Name on File
Last Sale	$175,493 (Apr 2024)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-154-019.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-154-019.000-023`
Alternative APN	`01610542293`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	775 sqft Living Area
Gross Area	1,550 sqft
1st Floor Area	1,550 sqft
Basement Area	775 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,486 sqft (0.149 acres)
Lot Dimensions	141 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1520 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 BYRKITS 2ND PLAT
Legal Subdivision	BYRKITS 2ND PLAT
Legal Lot Number	100
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3029
Census Tract	10400

Owner

1520 E 4th St is owned and occupied by an individual who bought it in April 2024.

Source: St. Joseph County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Jan 5, 2021	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Aug 25, 2017	Deed, Transfer · Conventional Mortgage INOVA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Jan 5, 2021 · Amount on File
Deed Document Number	20247319
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 5, 2024
Property Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925
Document Number	0002407319
Map Reference	PB 9 PG 5
Instrument Date	Apr 2, 2024
Instrument	2407319
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925

Mortgage

Document Number	0002407320
Date	Apr 5, 2024
Instrument	2407320

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0002407321
Date	Apr 5, 2024
Instrument	2407321

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002114261
Date	Apr 30, 2021
Instrument	2114261

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 5, 2021
Property Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925
Document Number	0002100223
Map Reference	PB 9 PG 5
Instrument Date	Dec 28, 2020
Instrument	2100223
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925

Mortgage

Document Number	0002100224
Date	Jan 5, 2021
Instrument	2100224

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002100225
Date	Jan 5, 2021
Instrument	2100225

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Dec 29, 2029

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 25, 2017
Property Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925
Document Number	0001723142
Map Reference	PB 9 PG 5
Instrument Date	Aug 22, 2017
Instrument	1723142
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E 4TH ST, MISHAWAKA, IN 46544-2925

Mortgage

Document Number	0001723143
Date	Aug 25, 2017
Instrument	1723143

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1520 E 4th St was $1,780 with a homeowner's exemption, up 4.8% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+4.83%)	$170,800 Land $24,000 Building $146,800	$170,800 Land $24,000 Building $146,800
2024	$1,698.00 (+13.12%)
2023	$1,501.00 (+0.4%)	$132,500 (+1.61%) Land $23,900 Building $108,600	$132,500 (+1.61%) Land $23,900 Building $108,600
2022	$1,495.00 Homeowner's exemption	$130,400 Land $23,900 Building $106,500	$130,400 Land $23,900 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1520 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures