1520 E 101st St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1520 E 101st St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,908 sqft · built 1952
Lot Size	2.57 acres (112,385 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2020)
Tax Bill	$5,943 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-205-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-205-014.000-018`
Alternative APNs	`291312205014000003` `1713120205014000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	5,616 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1974
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	112,385 sqft (2.57 acres)
Garage Type	Mixed
Garage Area	945 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120205014000
Old Parcel Number	291312205014000003
Street Address	1520 E 101ST ST
City	CARMEL
State	IN
Zip	46280-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.58, SECTION 12, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	12
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1520 E 101ST ST, CARMEL, IN 46280-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 9, 2018	Warranty Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Feb 9, 2018
Deed Document Number	2020058135
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 26, 2020
Property Address	1520 E 101ST ST, CARMEL, IN 46280-1555
Document Number	2020058135
Instrument Date	Aug 21, 2020
Instrument	2020058135
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E 101ST ST, CARMEL, IN 46280-1555

Mortgage

Document Number	2020058136
Date	Aug 26, 2020
Instrument	2020058136

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 9, 2018
Property Address	1520 E 101ST ST, CARMEL, IN 46280-1555
Document Number	2018005544
Instrument Date	Feb 8, 2018
Instrument	2018005544
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E 101ST ST, CARMEL, IN 46280-1555

Mortgage

Document Number	2018005545
Date	Feb 9, 2018
Instrument	2018005545

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$465,000 (+3.31%) Land $264,500 Building $200,500	$465,000 (+3.31%) Land $264,500 Building $200,500
2024	$5,943.00 (-1.74%)
2023	$6,048.00 (+80.81%)	$450,100 (+77.34%) Land $264,500 Building $185,600	$450,100 (+77.34%) Land $264,500 Building $185,600
2022	$3,345.00	$253,800 Land $94,200 Building $159,600	$253,800 Land $94,200 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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