1520 Cotherstone Dr, Durham, NC 27712 Property Records

Durham County property record for 1520 Cotherstone Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,716 sqft · built 1980
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2020)
Tax Bill	$2,957 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0815-75-8107`

Property Details

APN / Parcel Number

Primary APN	`0815-75-8107`
Alternative APNs	`0815-75-81-0744` `081502758108` `185078`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,716 sqft Heated Area
1st Floor Area	996 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Construction Type	Wood
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	180 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1520 COTHERSTONE DR
City	DURHAM
State	NC
Zip	27712-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	WILLOW HILL/SEC:04/LT#122 PL:000095-000191
Legal Subdivision	WILLOW HILL
Legal Lot Number	122
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	6
Census Block	6000
Census Tract	1604

Owner

1520 Cotherstone Dr is owned by two individuals who bought it in June 2020.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	832 GALLUP RD, FORT COLLINS, CO 80521-3104
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jun 18, 2020	Warranty Deed, Transfer · Conventional with PMI BAXTER CU
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Aug 31, 2000 · Amount on File
Deed Document Number	202023252
Deed Book / Page	8978 / 170
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1520 COTHERSTONE DR, DURHAM, NC 27712-1234
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099870022
Date	Sep 19, 2023
Book Page	9987/22
Instrument	2023074528

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 18, 2020
Property Address	1520 COTHERSTONE DR, DURHAM, NC 27712-1234
Document Number	0089780170
Book / Page	008978 / 000170
Instrument Date	Jun 18, 2020
Instrument	23252
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	832 GALLUP RD FORT COLLINS CO 805213104, FORT COLLINS, CO 80521-3104

Mortgage

Document Number	89780173
Date	Jun 18, 2020
Book Page	008978/000173
Instrument	23253

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1520 COTHERSTONE DR, DURHAM, NC 27712-1234
Document Number	0085540001
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 COTHERSTONE DR DURHAM NC 277121234, DURHAM, NC 27712-1234

Mortgage

Document Number	0085540001
Date	Nov 28, 2018
Book Page	008554/000001
Instrument	41134

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1520 Cotherstone Dr was $2,957, up 3.6% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,957.00 (+3.61%)	$398,864 (-) Land $96,250 Building $302,614	$398,864 (-) Land $96,250 Building $302,614
2025	$2,854.00	$398,864 Land $96,250 Building $302,614	$398,864 Land $96,250 Building $302,614
2023	$2,153.00 (+4.16%)	$218,816 Land $38,425 Building $180,391	$218,816 Land $38,425 Building $180,391
2022	$2,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Cotherstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Cotherstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND PARK S/D private · serves 76 people · EPA ID NC4032025
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WILLOW HILL S/D
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Cotherstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures