1520 Cortez St, Laredo, TX 78040 Property Records

Webb County property record for 1520 Cortez St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	2,424 sqft · built 2022
Lot Size	0.275 acres (11,960 sqft)
Owner	Company Name on File
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440-00817-070`

Property Details

APN / Parcel Number

Primary APN	`440-00817-070`
Alternative APN	`174050`

Interior

Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	2,424 sqft
Utility Area	55 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	11,960 sqft (0.275 acres)
Lot Dimensions	130 ft deep x 46 ft wide
Garage Type	Carport
Garage Area	580 sqft
Carport	Carport
Carport Area	580 sqft
Porch	Open Porch
Total Buildings	2 Buildings

Location & Zoning

Street Address	1520 CORTEZ ST
City	LAREDO
State	TX
Zip	78040-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOTS 7-8 BLK 817 ED
Legal Subdivision	EASTERN -- BLOCKS 801 - 850
Legal Block	817
Legal Lot Number	7-8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2015
Census Tract	200

Owner

1520 Cortez St is owned by a company that acquired it in September 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	1264 N OAKMONT LOOP, LAREDO, TX 78045-7577
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Vendor's Lien, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAREDO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Prior Sale	Jul 12, 2023 · Amount on File
Deed Document Number	20251568940
Deed Book / Page	5912 / 433
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 12, 2023
Property Address	1520 CORTEZ ST, LAREDO, TX 78040-8809
Document Number	005496/306
Book / Page	5496 / 306
Map Reference	VOL 22 PG 214
Instrument Date	Jul 10, 2023
Instrument	1504815
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CORTEZ ST, LAREDO, TX 78040-8809

Mortgage

Document Number	0001504816
Date	Jul 12, 2023
Instrument	1504816

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1520 CORTEZ ST, LAREDO, TX 78040-8809
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005286/609
Date	Jun 6, 2022
Book Page	5286/609
Instrument	1469718

Lender

Name	LAREDO FCU
Type	Credit Union
Address	LAREDO, TX 78041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Cortez St was $1,476, down 11.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,000 (-10.22%) Land $109,434 Building $152,566	$262,000 (-10.22%) Land $109,434 Building $152,566
2025	$1,476.00 (-11.67%)	$291,816 Land $109,434 Building $182,382	$291,816 Land $109,434 Building $182,382
2024	$1,671.00
2023		$239,152 (+68.15%) Land $64,345 Building $174,807	$239,152 (+68.15%) Land $64,345 Building $174,807
2022	$964.00	$142,226 Land $68,650 Building $73,576	$142,226 Land $68,650 Building $73,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Cortez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1520 Cortez St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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