1520 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1520 Cornwall Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,080 sqft · built 1954
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Nov 2022)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-307-021`

Property Details

APN / Parcel Number

Primary APN	`8913-36-307-021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	400 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	60 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	182 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1520 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GARDENS ADDITION N 5 FT LOT 21 BLK 6 LOT 22 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	GOLDEN GARDENS ADDITION
Legal Block	6
Legal Lot Number	21,22
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4007
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-307-021

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1520 CORNWALL AVE, WATERLOO, IA 50702-2635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2022 · Amount on Record
Deed Sale	Nov 12, 2022 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202210312
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 12, 2021
Property Address	1520 CORNWALL AVE, WATERLOO, IA 50702-2635
Document Number	202200010312
Instrument Date	Nov 09, 2021
Instrument	202200010312
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1520 CORNWALL AVE, WATERLOO, IA 50702-2635

Mortgage

Document Number	202200010313
Date	Nov 12, 2021
Instrument	202200010313

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 Homeowner's exemption	$143,370 (+7.49%) Land $21,970 Building $121,400	$143,370 (+7.49%) Land $21,970 Building $121,400
2024	$2,672.00 (+20.04%)
2023		$133,380 (+20.96%) Land $21,970 Building $111,410	$133,380 (+20.96%) Land $21,970 Building $111,410
2022	$2,226.00 Homeowner's exemption	$110,270 Land $21,970 Building $88,300
2021			$110,270 Land $21,970 Building $88,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.