1520 Clarence Secrest Rd, Monroe, NC 28110 Property Records

Union County property record for 1520 Clarence Secrest Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 2005
Lot Size	16.4 acres (716,388 sqft)
Owner	Individual Name on Record
Last Sale	$727,500 (Dec 2022)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`09-411-001`

Property Details

APN / Parcel Number

Primary APN	`09-411-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	716,388 sqft (16.4 acres)
Porch	Slab
Porch Area	1,472 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1520 CLARENCE SECREST RD
City	MONROE
State	NC
Zip	28110-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8626-283
Legal Subdivision	GRADY F & LORA A SPITTLE LANDS
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	21005

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jun 7, 2021	Warranty Deed, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB
Dec 28, 2017	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Dec 15, 2021 · Amount on Record
Deed Document Number	202241013
Deed Book / Page	8626 / 283
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	7026662
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056

Mortgage

Document Number	0000088478
Date	Jan 31, 2024
Book Page	8847/8
Instrument	2048

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 15, 2022
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Document Number	0008626283
Book / Page	8626 / 283
Instrument Date	Dec 15, 2022
Instrument	41013
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056

Mortgage

Document Number	0000041014
Date	Dec 15, 2022
Instrument	41014

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	817059
Date	Jul 14, 2021
Book Page	8170/59
Instrument	33243

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8124413
Date	Jun 3, 2021
Book Page	8124/413
Instrument	26331

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	WAXHAW, NC 28173

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 7, 2021
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Document Number	8128249
Book / Page	8128 / 249
Instrument Date	Jun 7, 2021
Instrument	26934
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Document Number	7740685
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CLARENCE SECREST RD MONROE NC 281108056, MONROE, NC 28110-8056

Mortgage

Document Number	7740685
Date	Jul 20, 2020
Book Page	007740/000685
Instrument	26780

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2017
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Document Number	7079512
Book / Page	007079 / 000512
Instrument Date	Dec 28, 2017
Instrument	37853
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1520 CLARENCE SECREST RD MONROE NC 281108056, MONROE, NC 28110-8056

Mortgage

Document Number	7079516
Date	Dec 28, 2017
Book Page	007079/000516
Instrument	37854

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Document Number	7042611
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CLARENCE SECREST RD MONROE NC 281108056, MONROE, NC 28110-8056

Mortgage

Document Number	7042611
Date	Oct 27, 2017
Book Page	007042/000611
Instrument	31751

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Oct 2, 2017
Property Address	1520 CLARENCE SECREST RD, MONROE, NC 28110-8056
Document Number	7026662
Book / Page	007026 / 000662
Instrument Date	Sep 29, 2017
Instrument	29036
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CLARENCE SECREST RD MONROE NC 281108056, MONROE, NC 28110-8056

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$883,600 (-) Land $412,300 Building $471,300	$883,600 (-) Land $412,300 Building $471,300
2025	$4,255.00 (+50.19%)	$883,600 (+97.81%) Land $412,300 Building $471,300	$883,600 (+97.81%) Land $412,300 Building $471,300
2023	$2,833.00	$446,700 Land $138,200 Building $308,500	$446,700 Land $138,200 Building $308,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

1520 Clarence Secrest Rd, Monroe, NC 28110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Clarence Secrest Rd

Nearby Streets

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