1520 Citrus Ave, Sebring, FL 33870 Property Records

Highlands County property record for 1520 Citrus Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1975
Lot Size	0.182 acres (7,969 sqft)
Owner	Individual Name on File
Tax Bill	$695 (2024)
Deeds & Mortgages	Sep 2021 Transfer Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C214908000200020`

Property Details

APN / Parcel Number

Primary APN	`C214908000200020`
Alternative APN	`C-21-34-29-080-0020-0020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	936 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	7,969 sqft (0.182 acres)
Lot Dimensions	106 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	420 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C214908000200020
Street Address	1520 CITRUS AVE
City	SEBRING
State	FL
Zip	33870-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LUCAS LAKE ESTATES PB 8-PG 55 LOT 2 BLK 2
Legal Range	29E
Legal Township	34S
Legal Section	21
Legal Subdivision	LUCAS LAKE ESTATES
Legal Block	2
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1019
Census Tract	960900

Owner

1520 Citrus Ave is owned and occupied by an individual who acquired it in September 2021.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	1520 CITRUS AVE, SEBRING, FL 33870-3942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2021
Transfer Doc	0002052997
Record Updated	Jun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 9, 2021
Property Address	1520 CITRUS AVE, SEBRING, FL 33870-3942
Document Number	0002052997
Book / Page	2850 / 81
Map Reference	MB 8 PG 55
Instrument Date	Nov 20, 2020
Instrument	2052997
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 900, RAIFORD, FL 32083-0900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 CREEKSIDE CT, SEBRING, FL 33875-4773

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1520 CITRUS AVE, SEBRING, FL 33870-3942
Document Number	0001877436
Book / Page	002612 / 001566
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CITRUS AVE SEBRING FL 338703942, SEBRING, FL 33870-3942

Mortgage

Document Number	0001877436
Date	Dec 19, 2017
Book Page	002612/001566
Instrument	1877436

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,502	$85,025 Land $4,635 Building $80,390
2024	$695.00 (+2.66%)
2023	$677.00 (+1.5%) Homeowner's exemption	$58,972 (+3%)	$85,822 (+45.48%) Land $2,704 Building $83,118
2022	$667.00 Homeowner's exemption	$57,254	$58,994 Land $2,704 Building $56,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Citrus Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Citrus Ave is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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