1520 Chat Ct, Naperville, IL 60565 Property Records

DuPage County property record for 1520 Chat Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,474 sqft · built 1970
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Oct 2005)
Tax Bill	$10,049 (2025)
Deeds & Mortgages	May 2020 Line of Credit Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-30-412-028`

Property Details

APN / Parcel Number

Primary APN	`08-30-412-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	3,711 sqft
1st Floor Area	1,237 sqft
2nd Floor Area	1,237 sqft
Basement Area	1,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	12,197 sqft (0.28 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1520 CHAT CT
City	NAPERVILLE
State	IL
Zip	60565-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MAPLEBROOK UNIT NO 2
Legal Subdivision	MAPLEBROOK
Legal Block	11
Legal Lot Number	29
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3007
Census Tract	846206

Owner

1520 Chat Ct is owned and occupied by two individuals who acquired it in August 2018.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 CHAT CT, NAPERVILLE, IL 60565-1331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Sep 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 26, 2018	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION
Mar 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2005 · Amount on File
Deed Sale	Oct 19, 2005 · Amount on File
Prior Sale	Jul 6, 1995 · Amount on File
Deed Document Number	2005233490
Last Transfer Date	Aug 3, 2018
Transfer Doc	0000089740
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1520 CHAT CT, NAPERVILLE, IL 60565-1331
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045269
Date	May 7, 2020
Instrument	R2020-045269

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 24, 2018
Property Address	1520 CHAT CT, NAPERVILLE, IL 60565-1331
Document Number	0000089740
Instrument Date	Aug 3, 2018
Instrument	89740
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1520 CHAT CT NAPERVILLE IL 605651331, NAPERVILLE, IL 60565-1331

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 26, 2018
Property Address	1520 CHAT CT, NAPERVILLE, IL 60565-1331
Document Number	0000025881
Instrument Date	Feb 27, 2018
Instrument	25881
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$597.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1579 ORCHARD CIR NAPERVILLE IL 605652024, NAPERVILLE, IL 60565-2024

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 13, 2017
Property Address	1520 CHAT CT, NAPERVILLE, IL 60565-1331
Document Number	0000024413
Instrument Date	Nov 2, 2016
Instrument	24413
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1520 CHAT CT NAPERVILLE IL 605651331, NAPERVILLE, IL 60565-1331

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Chat Ct was $10,049 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,049.00	$180,193 Land $80,684 Building $99,509	$540,579 Land $242,052 Building $298,527
2022	$8,951.00 Homeowner's exemption	$144,320 Land $64,620 Building $79,700	$432,960 Land $193,860 Building $239,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1520 Chat Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Chat Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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