1520 Central Ave, Memphis, TN 38104 Property Records

Shelby County property record for 1520 Central Ave, Memphis, TN 38104

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 6,389 sqft · built 1910
Lot Size	1.7 acres (74,139 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,805 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-5005-0-0015`

Property Details

APN / Parcel Number

Primary APN	`01-5005-0-0015`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,389 sqft Living Area
Gross Area	6,763 sqft
1st Floor Area	3,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Hip
Roof Material	Tile
Lot Area	74,139 sqft
Lot Dimensions	549 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	1,191 sqft

Exterior Amenities

Pool Area	792 sqft
Porch	Enclosed Frame Porch
Porch Area	598 sqft
Patio Area	558 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1520 CENTRAL AVE
City	MEMPHIS
State	TN
Zip	38104-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	PT 1 HARRIS NS CENTRAL
Legal Subdivision	JM GOODBAR
Legal Lot Number	1
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3009
Census Tract	3500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Gardens Historic District (Additional Documentation) listed 1982 · 2,222 contributing resources · NRIS 82004040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1520 Central Ave is owned and occupied by two individuals.

Source: Shelby County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 CENTRAL AVE, MEMPHIS, TN 38104-4908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1520 CENTRAL AVE, MEMPHIS, TN 38104-4908
Document Number	0000048426
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CENTRAL AVE MEMPHIS TN 381044908, MEMPHIS, TN 38104-4908

Mortgage

Document Number	0000048426
Date	May 17, 2019
Instrument	48426

Lender

Name	BANK OF BARTLETT
Type	Bank
Address	BARTLETT, TN 38134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 16, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Central Ave was $9,805.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,805.00	$364,500 Land $106,800 Building $257,700	$1,458,000 Land $427,200 Building $1,030,800
2023		$354,100 Land $123,125 Building $230,975
2022	$21,570.00
2021			$1,416,400 Land $492,500 Building $923,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Central Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1978–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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