1520 Authentic Ct, Union, KY 41091 Property Records

Boone County property record for 1520 Authentic Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Sep 2025)
Tax Bill	$8,989 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064.34-07-105.00`

Property Details

APN / Parcel Number

Primary APN	`064.34-07-105.00`
Alternative APN	`56198`

Exterior

Lot Area	14,636 sqft (0.336 acres)

Location & Zoning

Street Address	1520 AUTHENTIC CT
City	UNION
State	KY
Zip	41091-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105 SEC 34 BLK F TRIPLE CROWN COUNTY CLUB
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	F
Legal Lot Number	105
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2009
Census Tract	70605

Owner

Source: Boone County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 AUTHENTIC CT, UNION, KY 41091-7515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Aug 12, 2024 · Amount on Record
Deed Document Number	20251170301
Deed Book / Page	1245 / 589
Prior Transfer Date	Nov 14, 2024
Prior Transfer Doc	0D1231/390
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Sep 16, 2025
Property Address	1520 AUTHENTIC CT, UNION, KY 41091-7515
Document Number	0D1245/589
Book / Page	D1245 / 589
Map Reference	CAB 6 SL 464
Instrument Date	Sep 11, 2025
Instrument	1170301
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6126 KINGRAMA DR, WARSAW, KY 41095

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1520 AUTHENTIC CT, UNION, KY 41091-7515
Investor	Possibly a Property Investor

Mortgage

Document Number	0001170305
Date	Sep 16, 2025
Instrument	1170305

Lender

Name	OPUS HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.69%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.69%
Max Rate At Change	6.69%
Max Rate	10.6%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,989.00 (+763.5%)	$799,900 (+742%) Land $115,500 Building $684,400
2024	$1,041.00	$95,000 Land $95,000	$799,900 Land $115,500 Building $684,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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