1520 4th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1520 4th Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,154 sqft · built 1957
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2026)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2023 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`33-39-12-00003-0011-00008.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-12-00003-0011-00008.0`
Alternative APN	`75397`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
Gross Area	1,474 sqft
1st Floor Area	1,154 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	90 ft deep x 85.5 ft wide
View / Lot	Interior
Driveway	Concrete Driveway
Driveway Area	280 sqft
Porch	Screened Porch
Porch Area	502 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1520 4TH AVE
City	VERO BEACH
State	FL
Zip	32960-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-10
Legal Description	ROCKRIDGE SUB NO 3 BLK K S 1/2 OF LOT 8 & LOT 9 PBI 4-64
Legal Range	39E
Legal Township	33S
Legal Section	12
Legal Subdivision	ROCKRIDGE SUB UNIT 3
Legal Block	K
Legal Lot Number	9
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2057
Census Tract	50401

Owner

Source: Indian River County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 CHURCH ST, STEVENSVILLE, MT 59870-2519
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW
Feb 10, 2023	Warranty Deed, Transfer PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 25, 2021	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Jun 25, 2021	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	202638159
Deed Book / Page	3881 / 190
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 10, 2026
Property Address	1520 4TH AVE, VERO BEACH, FL 32960-5814
Document Number	0000038159
Book / Page	3881 / 190
Instrument Date	Aug 7, 2026
Instrument	202638159
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$229,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 CHURCH ST, STEVENSVILLE, MT 59870-2519
Investor	Possibly a Property Investor

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 10, 2023
Property Address	1520 4TH AVE, VERO BEACH, FL 32960-5814
Document Number	0035991123
Book / Page	3599 / 1123
Map Reference	MB 4 PG 64
Instrument Date	Feb 8, 2023
Instrument	3120230006400
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 DAHLIA LN, VERO BEACH, FL 32963-1845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CAMELIA LN, VERO BEACH, FL 32963-1838

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 25, 2021
Property Address	1520 4TH AVE, VERO BEACH, FL 32960-5814
Document Number	0034371470
Book / Page	3437 / 1470
Map Reference	MB 2 PG 64
Instrument Date	Jun 18, 2021
Instrument	3120210046200
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 NE 3RD AVE, 500, OKEECHOBEE, FL 34972-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 TAFT ST, CONCORD, CA 94521-1319

Mortgage

Document Number	34371473
Date	Jun 25, 2021
Instrument	3437/1473

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 25, 2021
Property Address	1520 4TH AVE, VERO BEACH, FL 32960-5814
Document Number	0034371467
Book / Page	3437 / 1467
Map Reference	MB 2 PG 64
Instrument Date	Jun 4, 2021
Instrument	3120210046199
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 NE 3RD AVE, 500, OKEECHOBEE, FL 34972-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 NE 3RD AVE, OKEECHOBEE, FL 34972-2626

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 25, 2021
Property Address	1520 4TH AVE, VERO BEACH, FL 32960-5814
Document Number	0034371464
Book / Page	3437 / 1464
Map Reference	MB 2 PG 64
Instrument Date	May 6, 2021
Instrument	3120210046198
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 NE 3RD AVE, 500, OKEECHOBEE, FL 34972-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 NE 3RD AVE, OKEECHOBEE, FL 34972-2626

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00 (+48.45%)	$298,244 (+31.87%) Land $48,329 Building $249,915	$298,244 (+31.87%) Land $48,329 Building $249,915
2023	$3,073.00 (+25.38%)	$226,158 (+37.87%) Land $34,521 Building $191,637	$226,158 (+37.87%) Land $34,521 Building $191,637
2022	$2,451.00	$164,035 Land $27,617 Building $136,418	$164,035 Land $27,617 Building $136,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 212 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	433 units insured incl. 221 condo units
Nearby Flood Claims	411 (1979–2024)
Claims Outside the SFHA	51 of 411
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 11 claims Hurricane Irma, Sep 2017 · 25 claims Hurricane Frances, Sep 2004 · 291 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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