Washington County property record for 152 Stafford Rd, Gray, TN 37615
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,829 sqft · built 2021 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $595,000 (Dec 2021) |
| Tax Bill | $2,330 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090027 02125 |
| Primary APN | 090027 02125 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| Basement Area | 1,829 sqft |
| Finished Basement | 1,021 sqft |
| Unfinished Basement | 808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 60,984 sqft (1.4 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 152 STAFFORD RD |
|---|---|
| City | GRAY |
| State | TN |
| Zip | 37615-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:7 DIST:12 SUBD:NILES STAFFORD HEIRS MAP REF:027 |
| Legal Subdivision | NILES STAFFORD HEIRS |
| Legal Lot Number | 7 |
| Jurisdiction | WASHINGTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 61601 |
Source: Washington County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 152 STAFFORD RD, GRAY, TN 37615-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK |
| Dec 13, 2021 | Warranty Deed, Transfer RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Jun 7, 2019 · Amount on Record |
| Deed Document Number | 21025983 |
| Deed Book / Page | 1084 / 79 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Property Address | 152 STAFFORD RD, GRAY, TN 37615-4208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001077854 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 1077/854 |
| Instrument | 21021732 |
| Name | COMMUNITY FIRST BANK |
|---|---|
| Type | Bank |
| Address | SENECA, SC 29678 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Property Address | 152 STAFFORD RD, GRAY, TN 37615-4208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001017869 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 1017/869 |
| Instrument | 20008335 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTON, TN 37643 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON TN |
| Recording Date | Dec 13, 2021 |
| Property Address | 152 STAFFORD RD, GRAY, TN 37615-4208 |
| Document Number | 0000108479 |
| Book / Page | 1084 / 79 |
| Map Reference | MB 21 PG 347 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 21025983 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,201.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 STAFFORD RD, GRAY, TN 37615-4208 |
Source: Washington County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,330.00 (+39.69%) | $136,275 (+75.67%) Land $14,600 Building $121,675 | |
| 2024 | $545,100 (+75.67%) Land $58,400 Building $486,700 | ||
| 2022 | $1,668.00 | $77,575 Land $10,525 Building $67,050 | $310,300 Land $42,100 Building $268,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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