152 Severino Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 152 Severino Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,340 sqft · built 1984
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,732,500 (May 2017)
Tax Bill	$18,708 (2024)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00410010-000000`

Property Details

APN / Parcel Number

Primary APN	`00410010-000000`
Alternative APNs	`14633700410010000000` `1501794`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,560 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	780 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,492 sqft
Deck Area	177 sqft
Patio Area	1,325 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1501794
Old Parcel Number	14633700410010000000
Street Address	152 SEVERINO DR
City	ISLAMORADA
State	FL
Zip	33036-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 29 LT 14 VENETIAN SHORES PLAT NO 3 PLANTATION KEY PB5-48 OR544-166 OR838-864 OR1040-1091 OR1270-32/33 OR1298-1569/72F/J
Legal Range	37E
Legal Township	63S
Legal Section	14
Legal Subdivision	VENETIAN SHORES NO 3
Legal Block	29
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2002
Census Tract	970800

Owner

152 Severino Dr is owned by two individuals who bought it in May 2017.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1500 NE 101ST ST, MIAMI SHORES, FL 33138-2614
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Prior Sale	Aug 26, 2011 · Amount on File
Deed Document Number	2123158
Deed Book / Page	2854 / 1434
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 15, 2017
Property Address	152 SEVERINO DR, ISLAMORADA, FL 33036-3310
Document Number	0028541434
Book / Page	002854 / 001434
Instrument Date	May 3, 2017
Instrument	2123158
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	FLORIDA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1500 NE 101ST ST MIAMI SHORES FL 331382614, MIAMI SHORES, FL 33138-2614

Mortgage

Document Number	28541435
Date	May 15, 2017
Book Page	002854/001435
Instrument	2123159

Lender

Name	ANDREW M S SMERNIS
Address	4110 NE 27TH AVE, LIGHTHOUSE POINT, FL 33064-8060
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 14, 2018

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,272,862 Land $1,550,000 Building $722,862	$2,272,862 Land $1,550,000 Building $722,862
2024	$18,708.00 (+2.92%)
2023	$18,177.00 (+13.29%)	$2,310,975 (+25.11%) Land $1,600,000 Building $710,975	$2,310,975 (+25.11%) Land $1,600,000 Building $710,975
2022	$16,045.00	$1,847,096 Land $1,150,000 Building $697,096	$1,847,096 Land $1,150,000 Building $697,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 152 Severino Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	496 units insured incl. 200 condo units
Nearby Flood Claims	98 (1988–2017)
Claims Outside the SFHA	4 of 98
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Hurricane Wilma, Oct 2005 · 43 claims Hurricane Georges, Sep 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 Severino Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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