152 Ruffians Way, Sebring, FL 33875 Property Records

Highlands County property record for 152 Ruffians Way, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,272 sqft · built 1986
Lot Size	5.09 acres (222,156 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Mar 2017)
Tax Bill	$2,306 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C365801000500000`

Property Details

APN / Parcel Number

Primary APN	`C365801000500000`
Alternative APN	`C-36-35-28-010-0050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,272 sqft Living Area
1st Floor Area	1,923 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.09 acres)
Lot Dimensions	600 ft deep x 25 ft wide
Garage Type	Finished
Garage Area	525 sqft
Driveway	Driveway
Driveway Area	1,250 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	115 sqft
Patio Area	370 sqft
Shed	1 Shed
Shed Area	1,748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C365801000500000
Street Address	152 RUFFIANS WAY
City	SEBRING
State	FL
Zip	33875-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	STRODAN ACRES PB 14 PG 13 LOT 5 5.10 ACRES M/L
Legal Range	28E
Legal Township	35S
Legal Section	36
Legal Subdivision	STRODAN ACRES
Legal Lot Number	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1016
Census Tract	961401

Owner

Source: Highlands County records · APN C365801000500000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	152 RUFFIANS WAY, SEBRING, FL 33875-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	1847182
Deed Book / Page	2572 / 0953
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	152 RUFFIANS WAY, SEBRING, FL 33875-9785
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 RUFFIANS WAY, SEBRING, FL 33875-9785

Mortgage

Document Number	0002062259
Date	Nov 03, 2021
Book Page	2862/1592
Instrument	2062259

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 24, 2017
Property Address	152 RUFFIANS WAY, SEBRING, FL 33875-9785
Document Number	0001847182
Book / Page	2572 / 0953
Map Reference	MB14 PG13
Instrument Date	Mar 23, 2017
Instrument	1847182
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1059 POLK RD, 1059, WAUCHULA, FL 33873-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10202 SWEDE CREEK RD, PALO CEDRO, CA 96073-8757

Mortgage

Document Number	0001847183
Date	Mar 24, 2017
Instrument	1847183

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,472 (+5.99%)	$334,902 (+0.19%) Land $88,060 Building $246,842
2024	$2,306.00 (+2.4%)
2023	$2,252.00 (+1.62%) Homeowner's exemption	$179,713 (+3%)	$334,255 (+8.04%) Land $57,120 Building $277,135
2022	$2,216.00 Homeowner's exemption	$174,479	$309,369 Land $47,600 Building $261,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10
Lumen Technologies DSL	10 / 1

Based on FCC filings for 15 locations within half a mile of this property.

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