152 Rivercliff Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 152 Rivercliff Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,532 sqft · built 2001
Lot Size	3.98 acres (173,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Oct 2002)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3774-75-0297.000`

Property Details

APN / Parcel Number

Primary APN	`3774-75-0297.000`
Alternative APN	`77414129`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,532 sqft Heated Area
Gross Area	4,678 sqft
1st Floor Area	1,532 sqft
Basement Area	870 sqft
Unfinished Basement	870 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	173,369 sqft (3.98 acres)
Lot Width	30 ft Width
Garage Area	1,098 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	866 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77414129
Street Address	152 RIVERCLIFF DR
City	STONY POINT
State	NC
Zip	28678-9030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L7 RIVERWALK SEC 6 MINOR SD PB 28-117
Legal Subdivision	RIVERWALK
Legal Block	75
Legal Lot Number	7
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	152 RIVERCLIFF DR, STONY POINT, NC 28678-9030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2002 · Amount on Record
Deed Sale	Oct 15, 2002 · Amount on Record
Prior Sale	Aug 1, 2001 · Amount on Record
Deed Document Number	20029999-00102451
Deed Book / Page	1377 / 2690
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IREDELL NC
Property Address	152 RIVERCLIFF DR, STONY POINT, NC 28678-9030
Document Number	2556636
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	152 RIVERCLIFF DR STONY POINT NC 286789030, STONY POINT, NC 28678-9030

Mortgage

Document Number	2556636
Date	May 21, 2018
Book Page	002556/000636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 20, 2058

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,670 (-) Land $40,500 Building $279,170	$319,670 (-) Land $40,500 Building $279,170
2025	$1,946.00 (+5.3%)	$319,670 (+5.43%) Land $40,500 Building $279,170	$319,670 (+5.43%) Land $40,500 Building $279,170
2024	$1,848.00	$303,200 (-) Land $40,500 Building $262,700	$303,200 (-) Land $40,500 Building $262,700
2023	$1,848.00 (+20.39%)	$303,200 (+28.98%) Land $40,500 Building $262,700	$303,200 (+28.98%) Land $40,500 Building $262,700
2022	$1,535.00	$235,070 Land $25,500 Building $209,570	$235,070 Land $25,500 Building $209,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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