152 Penny Ln, Independence, VA 24348 Property Records

Grayson County property record for 152 Penny Ln, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 2014
Lot Size	1.12 acres (49,005 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Jun 2022)
Tax Bill	$275 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-A-106`

Property Details

APN / Parcel Number

Primary APN	`54-A-106`
Alternative APN	`6044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
Gross Area	784 sqft
1st Floor Area	616 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,005 sqft (1.12 acres)
Terrain	Rolling
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6044
Street Address	152 PENNY LN
City	INDEPENDENCE
State	VA
Zip	24348-4861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	1.125 54-A-106
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2010
Census Tract	60201

Owner

Source: Grayson County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	152 PENNY LN, INDEPENDENCE, VA 24348-4861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	20221420
Deed Book / Page	672 / 565
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Jun 30, 2022
Property Address	152 PENNY LN, INDEPENDENCE, VA 24348-4861
Document Number	000672/565
Book / Page	672 / 565
Instrument Date	Jun 21, 2022
Instrument	220001420
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 PENNY LN, INDEPENDENCE, VA 24348-4861

Mortgage

Document Number	0220001421
Date	Jun 30, 2022
Instrument	220001421

Lender

Name	CLICK N CLOSE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$275.00 (+7.42%)	$47,500 (-) Land $17,100 Building $30,400	$47,500 (-) Land $17,100 Building $30,400
2023	$256.00	$47,500 Land $17,100 Building $30,400	$47,500 Land $17,100 Building $30,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigaBeam Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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