Monroe County property record for 152 Orchid St, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,475 sqft · built 2007 |
| Lot Size | 0.138 acres (6,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,375,000 (Jan 2023) |
| Tax Bill | $11,647 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00437491-003800 |
| Primary APN | 00437491-003800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,475 sqft Living Area |
| 1st Floor Area | 2,278 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,010 sqft (0.138 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 789 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 898 sqft |
| Deck Area | 464 sqft |
| Patio Area | 464 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1535761 |
|---|---|
| Street Address | 152 ORCHID ST |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 4 LT 12 PLANTATION TROPICAL PARK PLANTATION KEY PB6-23 OR590-913 OR2152-116 OR2344-2056 OR2513-448/51 OR2532-134/35 OR3207-0369 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 33 |
| Legal Subdivision | PLANTATION TROPICAL PARK |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970700 |
Source: Monroe County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 152 ORCHID ST, TAVERNIER, FL 33070-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · VA Mortgage IDEAL HOME LENDING LLC |
| Jan 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on Record |
| Deed Sale | Jan 5, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2011 · Amount on Record |
| Deed Document Number | 20232402460 |
| Deed Book / Page | 3207 / 369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 21, 2026 |
| Property Address | 152 ORCHID ST, TAVERNIER, FL 33070-2416 |
| Document Number | 0002557656 |
| Book / Page | 3399 / 156 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20262557656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 152 ORCHID ST, TAVERNIER, FL 33070-2416 |
| Document Number | 0002557656, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 3399/156 |
| Instrument | 20262557656 |
| Name | IDEAL HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 5, 2023 |
| Property Address | 152 ORCHID ST, TAVERNIER, FL 33070-2416 |
| Document Number | 0032070369 |
| Book / Page | 3207 / 369 |
| Map Reference | MB 6 PG 23 |
| Instrument Date | Dec 4, 2022 |
| Instrument | 2402460 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10135 BUCK DR, NEW PORT RICHEY, FL 34654-3503 |
| Name | Verified Name |
|---|---|
| Address | 473 MAPLES RD, MILFORD, NY 13807-1155 |
| Document Number | 0003207371 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 3207/371 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Number | 0032070387 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 3207/387 |
| Instrument | 2402462 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,647.00 (+3.41%) Homeowner's exemption | $1,237,095 (+6.95%) | $1,278,356 (+10.52%) Land $812,792 Building $465,564 |
| 2024 | $11,263.00 (-1.8%) | ||
| 2023 | $11,470.00 (+108.77%) | $1,156,656 (+116.05%) Land $720,299 Building $436,357 | $1,156,656 (+39.12%) Land $720,299 Building $436,357 |
| 2022 | $5,494.00 Homeowner's exemption | $535,366 | $831,425 Land $412,406 Building $419,019 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 280 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 394 units insured incl. 114 condo units |
| Nearby Flood Claims | 182 (1994–2023) |
| Claims Outside the SFHA | 2 of 182 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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