152 Oak St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 152 Oak St, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details3,479 sqft · built 1967
Lot Size0.459 acres (19,998 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Oct 2002)
Tax Bill$12,216 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00153-0000-00015

Property Details

APN / Parcel Number

Primary APN06-00153-0000-00015
Alternative APNs
  • 060015300015
  • S001

Interior

Stories1 Story
Building Area3,479 sqft Living Area
1st Floor Area3,479 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeFrame
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Account NumberS001
Street Address152 OAK ST
CityBRIDGEWATER
StateNJ
Zip08807-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionNEW JERSEY SOMERVILLE REALTY
Legal Block153
Legal Lot Number15
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group1
Census Block1003
Census Tract50701

Owner

152 Oak St is owned and occupied by two individuals who bought it in October 2002.

Source: Somerset County and Bridgewater Township records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address152 OAK ST, BRIDGEWATER, NJ 08807-2715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jun 18, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK INC
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2002 · Amount on File
Deed SaleOct 24, 2002 · Amount on File
Deed Book / Page5228 / 3882
Prior Transfer DateNov 27, 2001
Prior Transfer Doc5077000202
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateJul 30, 2026
Property Address152 OAK ST, BRIDGEWATER, NJ 08807-2715
Document Number0000021555
Book / Page7694 / 3560
Instrument DateJul 30, 2026
Instrument202621555
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 OAK ST, BRIDGEWATER, NJ 08807-2715

Mortgage

Document Number0000021555,
DateJul 30, 2026
Book Page7694/3560
Instrument202621555
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 29, 2056
Interest
Rate TypeFixed Rate
Rate6.43%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateJun 18, 2026
Property Address152 OAK ST, BRIDGEWATER, NJ 08807-2715
Document Number0000017125
Book / Page7687 / 1403
Instrument DateJun 12, 2026
Instrument202617125
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 OAK ST, BRIDGEWATER, NJ 08807-2715

Mortgage

Document Number0000017125,
DateJun 18, 2026
Book Page7687/1403
Instrument202617125
Lender
NameCITIZENS BANK INC
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 17, 2051
Interest
Rate6.36%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address152 OAK ST, BRIDGEWATER, NJ 08807-2715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016800
DateApr 23, 2020
Book Page7206/445
Instrument2020016800
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 152 Oak St was $12,216, up 0.6% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$694,300 (+11.97%) Land $202,500 Building $491,800$694,300 (+11.97%) Land $202,500 Building $491,800
2025$12,216.00 (+0.57%)$620,100 Land $177,500 Building $442,600$620,100 Land $177,500 Building $442,600
2024$12,147.00
2023$550,400 Land $177,500 Building $372,900$550,400 Land $177,500 Building $372,900
2022$10,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 152 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims57 (1979–2023)
Claims Outside the SFHA20 of 57
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 14 claims
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number