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152 Oak Point Dr, Cherryville, NC 28021 Property Records

Cleveland County property record for 152 Oak Point Dr, Cherryville, NC 28021

Property Summary

Property TypeSingle Family Home
Details2,286 sqft · built 1992
Lot Size0.772 acres (33,632 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jul 2019)
Tax Bill$4,454 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40896

Property Details

APN / Parcel Number

Primary APN40896
Alternative APN
  • 1325080

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,286 sqft Finished Area
Basement Area2,286 sqft
Finished Basement1,486 sqft
Unfinished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeFooting
Lot Area33,632 sqft (0.772 acres)
Garage Area592 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1325080
Street Address152 OAK POINT DR
CityCHERRYVILLE
StateNC
Zip28021-9304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionPT #33 CROSS CREEK PB16-
Legal SubdivisionCROSS CREEK
Legal Block1
Legal Lot Number33
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group4
Census Block4002
Census Tract950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address152 OAK POINT DR, CHERRYVILLE, NC 28021-9304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Jul 9, 2019Warranty Deed, Transfer · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2019 · Amount on File
Deed SaleJul 9, 2019 · Amount on File
Prior SaleSep 2, 2016 · Amount on File
Deed Document Number2019200028169
Deed Book / Page1794 / 2367
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Recording DateJun 23, 2026
Property Address152 OAK POINT DR, CHERRYVILLE, NC 28021-9304
Document Number0200129999
Book / Page1977 / 1298
Instrument DateJun 8, 2026
Instrument2026200129999
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address152 OAK POINT DR, CHERRYVILLE, NC 28021-9304
InvestorPossibly a Property Investor

Mortgage

Document Number0200129999,
DateJun 23, 2026
Book Page1977/1298
Instrument2026200129999
Lender
NameUNITED BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 15, 2051
Interest
Rate6.37%
Max Rate-1%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJul 9, 2019
Property Address152 OAK POINT DR, CHERRYVILLE, NC 28021-9304
Document Number0017942367
Book / Page001794 / 002367
Instrument DateJul 8, 2019
Instrument28169
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address152 OAK POINT DR CHERRYVILLE NC 280219304, CHERRYVILLE, NC 28021-9304

Mortgage

Document Number17942370
DateJul 9, 2019
Book Page001794/002370
Instrument28170
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 8, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,454.00 (+0.63%)$692,310 (-) Land $180,000 Building $512,310$692,310 (-) Land $180,000 Building $512,310
2025$4,426.00$692,310 (+74.43%) Land $180,000 Building $512,310$692,310 (+74.43%) Land $180,000 Building $512,310
2023$396,908 Land $171,000 Building $225,908$396,908 Land $171,000 Building $225,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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