152 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 152 Main St, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,292 sqft · built 1860
Lot Size	0.485 acres (21,138 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2014)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:56 P:P1-3`

Property Details

APN / Parcel Number

Primary APN	`HARW M:56 P:P1-3`
Alternative APNs	`M:00056 B:P001 L:003` `9443`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	3,948 sqft
1st Floor Area	1,344 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,138 sqft (0.485 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9443
Street Address	152 MAIN ST
City	HARWICH
State	MA
Zip	02645-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4039
Census Tract	11002

Owner

152 Main St is owned and occupied by two individuals who acquired it in January 2019.

Source: Barnstable County and Harwich Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	152 MAIN ST, HARWICH, MA 02645-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Feb 1, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 29, 2016	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2014 · Amount on File
Deed Sale	Jul 15, 2014 · Amount on File
Prior Sale	May 8, 2014 · Amount on File
Deed Book / Page	28265 / 34
Last Transfer Date	Jan 31, 2019
Transfer Doc	31814-34
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	152 MAIN ST, HARWICH, MA 02645-2317
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036912-101
Date	Apr 7, 2025
Book Page	36912/101
Instrument	13584

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	152 MAIN ST, HARWICH, MA 02645-2317
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033103-250
Date	Jul 27, 2020
Book Page	33103/250
Instrument	36972

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Feb 1, 2019
Property Address	152 MAIN ST, HARWICH, MA 02645-2317
Document Number	31814-34
Book / Page	031814 / 000034
Instrument Date	Jan 31, 2019
Instrument	4894
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	152 MAIN ST HARWICH MA 026452317, HARWICH, MA 02645-2317

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	152 MAIN ST, HARWICH, MA 02645-2317
Document Number	30210-63
Book / Page	030210 / 000063
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30210-63
Date	Jan 4, 2017
Book Page	030210/000063
Instrument	402

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 152 Main St was $2,707, up 2.6% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00 (+2.62%)	$458,100 (+4.71%) Land $160,300 Building $297,800	$627,190
2024	$2,638.00 (+3.21%)	$437,500 (+13.67%) Land $151,200 Building $286,300
2023	$2,556.00	$384,900 Land $137,500 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 152 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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