152 Lauren Ct, Frederick, MD 21703 Property Records

Frederick County property record for 152 Lauren Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,200 sqft · built 1985
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage Sep 2023 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-138344`

Property Details

APN / Parcel Number

Primary APN	`02-138344`
Alternative APNs	`2138344` `138344`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	138344
Street Address	152 LAUREN CT
City	FREDERICK
State	MD
Zip	21703-1374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 27 PARCEL J 1600 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Lot Number	271
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3007
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	152 LAUREN CT, FREDERICK, MD 21703-1374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 29, 2023	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 12, 2023	Intrafamily Transfer, Transfer · Seller Carry-Back SARAH BECKER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023
Deed Sale	Sep 12, 2023
Prior Sale	Mar 22, 1996 · Amount on Record
Deed Book / Page	16596 / 455
Prior Transfer Date	Aug 30, 2023
Prior Transfer Doc	0165960455
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	152 LAUREN CT, FREDERICK, MD 21703-1374
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 LAUREN CT, FREDERICK, MD 21703-1374

Mortgage

Document Number	0166190001
Date	Sep 29, 2023
Book Page	16619/1

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1052 Months
Due	May 29, 2111

Interest

Rate Type	Adjustable Rate
Rate	7.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	152 LAUREN CT, FREDERICK, MD 21703-1374
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 LAUREN CT, FREDERICK, MD 21703-1374

Mortgage

Document Number	0166190022
Date	Sep 29, 2023
Book Page	16619/22

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1052 Months
Due	May 29, 2111

Interest

Rate Type	Adjustable Rate
Rate	7.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Sep 12, 2023
Property Address	152 LAUREN CT, FREDERICK, MD 21703-1374
Document Number	0165960455
Book / Page	16596 / 455
Map Reference	MB 29 PL 179
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	152 LAUREN CT, FREDERICK, MD 21703-1374

Mortgage

Document Number	0016596458
Date	Sep 12, 2023
Instrument	16596/458

Lender

Name	SARAH BECKER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,633 (+7.14%)	$272,700 (+21.42%) Land $120,000 Building $152,700
2025	$3,408.00 (+12.29%) Homeowner's exemption	$224,600 (+23.41%) Land $85,000 Building $139,600	$224,600 (-) Land $85,000 Building $139,600
2023	$3,035.00 Homeowner's exemption	$182,000	$224,600 Land $85,000 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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