152 Herndon Ln, Berea, KY 40403 Property Records

Madison County property record for 152 Herndon Ln, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,317 sqft · built 1992
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2018)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0072-0000-0024-M`

Property Details

APN / Parcel Number

Primary APN	`0072-0000-0024-M`
Alternative APNs	`123558` `86504` `53117`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,317 sqft Living Area

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	53117
Street Address	152 HERNDON LN
City	BEREA
State	KY
Zip	40403-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNDON LANE ACRES LOT 11 & 12
Legal Subdivision	HERNDON LANE
Legal Lot Number	11,12
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1007
Census Tract	11202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	152 HERNDON LN, BEREA, KY 40403-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jul 20, 2018	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	2013978967
Deed Book / Page	D00762 / 162
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	152 HERNDON LN, BEREA, KY 40403-9735
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01919/404
Date	Feb 19, 2020
Book Page	M01919/404
Instrument	2014007539

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	152 HERNDON LN, BEREA, KY 40403-9735
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01974/317
Date	Sep 2, 2020
Book Page	M01974/317
Instrument	2014019526

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2045

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 20, 2018
Property Address	152 HERNDON LN, BEREA, KY 40403-9735
Document Number	D00762/162
Book / Page	D00762 / 162
Instrument Date	Jul 18, 2018
Instrument	2013978967
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 LAUREL DR, 196, BEREA, KY 40403-1310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	152 HERNDON LN, BEREA, KY 40403-9735

Mortgage

Document Number	2013978968
Date	Jul 20, 2018
Instrument	2013978968

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,196.00 (+4.25%) Additional exemption filed	$445,000 (+7.23%)	$445,000 (+7.23%)
2023	$4,025.00	$415,000	$415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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