152 Harbor Rd, Denison, TX 75020 Property Records

Grayson County property record for 152 Harbor Rd, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	4,424 sqft · built 2007
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Tax Bill	$6,541 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011B6545143`

Property Details

APN / Parcel Number

Primary APN	`011B6545143`
Alternative APN	`101291`

Interior

Stories	1 Story
Building Area	4,424 sqft Living Area
Gross Area	6,024 sqft
1st Floor Area	4,424 sqft
Upper Floors Area	2,144 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	5,296 sqft

Location & Zoning

Street Address	152 HARBOR RD
City	DENISON
State	TX
Zip	75020-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY POINT ESTATE SEC B, LOT 178, 179, 180, ACRES 0.2296
Legal Subdivision	ROCKY POINT ESTATE SEC B
Legal Lot Number	178,1
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1006
Census Tract	302

Owner

Source: Grayson County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	152 HARBOR RD, DENISON, TX 75020-2646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jun 2, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020
Deed Sale	Jun 2, 2020
Prior Sale	Oct 25, 2007
Deed Document Number	202013065
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	152 HARBOR RD, DENISON, TX 75020-2646
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012955
Date	Apr 18, 2022
Instrument	2022-12955

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	152 HARBOR RD, DENISON, TX 75020-2646
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019457
Date	Jul 30, 2020
Instrument	2020-00019457

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 2, 2020
Property Address	152 HARBOR RD, DENISON, TX 75020-2646
Document Number	0000013065
Instrument Date	Dec 6, 2016
Instrument	13065
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 HARBOR RD DENISON TX 750202646, DENISON, TX 75020-2646

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$529,150 (+9.1%) Land $27,750 Building $501,400	$529,150 (+9.1%) Land $27,750 Building $501,400
2024	$6,541.00 (+3.66%)
2023		$485,000 Land $22,619 Building $462,381	$485,000 Land $22,619 Building $462,381
2022	$6,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY POINT ESTATES private · serves 441 people · EPA ID TX0910038
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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