152 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 152 E College St, Oberlin, OH 44074

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,428 sqft · built 1890
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2023)
Tax Bill	$5,665 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-109-040`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-109-040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,428 sqft Total Area
1st Floor Area	1,932 sqft
2nd Floor Area	1,050 sqft
Upper Floors Area	480 sqft
Attic Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	225 ft deep x 74 ft wide
Porch	Open Porch
Porch Area	257 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	152 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1771
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FRONT 74.00
Legal Subdivision	RUSSIA
Legal Block	109
Legal Lot Number	24,1
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2001
Census Tract	60100

Owner

152 E College St, a duplex, is owned and occupied by an individual who bought it in July 2023.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	152 E COLLEGE ST, OBERLIN, OH 44074-1771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Jul 29, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Feb 26, 1996 · Amount on File
Deed Document Number	2023003413
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 3, 2023
Property Address	152 E COLLEGE ST, OBERLIN, OH 44074-1771
Document Number	0000921012
Map Reference	VOL 5 PG 30
Instrument Date	Jun 30, 2023
Instrument	2023-0921012
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 E COLLEGE ST, OBERLIN, OH 44074-1771

Mortgage

Document Number	0000921013
Date	Jul 3, 2023
Instrument	2023-0921013

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	152 E COLLEGE ST, OBERLIN, OH 44074-1771
Document Number	0000639468
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 E COLLEGE ST OBERLIN OH 440741771, OBERLIN, OH 44074-1771

Mortgage

Document Number	0000639468
Date	Aug 7, 2017
Instrument	639468

Lender

Name	PNC BK
Type	Bank
Address	AMHERST, OH 44001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 152 E College St was $5,665.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,665.00	$117,910 (-0.01%) Land $8,520 Building $109,390	$336,900 (-) Land $24,350 Building $312,550
2024	$5,665.00 (+36.34%)	$117,916 (+40.09%) Land $8,523 Building $109,393	$336,900 (+40.09%) Land $24,350 Building $312,550
2023	$4,155.00 (-1.02%)	$84,169 (%) Land $6,437 Building $77,732	$240,480 Land $18,390 Building $222,090
2022	$4,198.00	$84,170 Land $6,440 Building $77,730
2021			$240,480 Land $18,390 Building $222,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 152 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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