Bay County property record for 152 Christopher Dr, Panama City Beach, FL 32413
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,576 sqft · built 1989 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $110,000 (Jul 2002) |
| Tax Bill | $1,079 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33007-050-000 |
| Primary APN | 33007-050-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Heated Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 392 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,187 sqft (0.164 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 336 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 152 CHRISTOPHER DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCB14 |
| Legal Description | GULF HIGHLAND LOT 13 & E 20' LOT 14 BLK G ORB 1469 P 257 ORB 1549 P 1350 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | GULF HIGHLANDS |
| Legal Block | G |
| Legal Lot Number | 13,14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2703 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 152 CHRISTOPHER DR, PANAMA CITY BEACH, FL 32413-2202 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2002 · Amount on Record |
| Deed Sale | Jul 8, 2002 · Amount on Record |
| Deed Document Number | 2002-041143 |
| Deed Book / Page | 2160 / 0503 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,079.00 (-16.16%) Homeowner's exemption | $137,065 (+5.99%) | $198,155 (+7.29%) Land $87,965 Building $110,190 |
| 2023 | $1,287.00 (+1%) Homeowner's exemption | $129,322 (+3%) | $184,696 (+15.79%) Land $81,320 Building $103,376 |
| 2022 | $1,170.00 Homeowner's exemption | $125,557 | $159,504 Land $65,738 Building $93,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 65 (1978–2022) |
| Claims Outside the SFHA | 47 of 65 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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