152 Cherry Ave, Vergennes, IL 62994 Property Records

Jackson County property record for 152 Cherry Ave, Vergennes, IL 62994

Property Summary

Property Type	Rural Home
Details	1 bd · 2,166 sqft · built 1976
Lot Size	4.87 acres (212,137 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Sep 2022 Refinance Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-182-009`

Property Details

APN / Parcel Number

Primary APN	`04-21-182-009`
Alternative APN	`04-21-182-009-0011`

Interior

Bedrooms	1 Bed
Building Area	2,166 sqft Living Area
Basement Area	1,926 sqft
Unfinished Basement	1,926 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Masonry / Concrete Block
Lot Area	212,137 sqft (4.87 acres)
Garage Area	624 sqft

Location & Zoning

Street Address	152 CHERRY AVE
City	VERGENNES
State	IL
Zip	62994-1706
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT O.L. 2 WISELY & FLOYDS ADD PT SE1/4 NW1/4 2007/29020 2017R004698
Legal Subdivision	WISELY & FLOYDS ADD
Jurisdiction	JACKSON IL
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3036
Census Tract	10100

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	152 CHERRY AVE, VERGENNES, IL 62994-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOUTHERN BANK
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOUTHERN BANK
Oct 6, 2017	Warranty Deed, Transfer FIRST BK&TR CO/MURPHYSBORO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	152 CHERRY AVE, VERGENNES, IL 62994-1706
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004350
Date	Sep 20, 2022
Instrument	2022R004350

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	152 CHERRY AVE, VERGENNES, IL 62994-1706
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006008
Date	Dec 15, 2020
Instrument	2020R006008

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Oct 6, 2017
Property Address	152 CHERRY AVE, VERGENNES, IL 62994-1706
Document Number	0000004698
Instrument Date	Oct 6, 2017
Instrument	4698
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	JACKSON COUNTY ABSTRACT, JACKSON CNTY ABS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	152 CHERRY ST VERGENNES IL 629941706, VERGENNES, IL 62994-1706

Mortgage

Document Number	4699
Date	Oct 6, 2017
Instrument	4699

Lender

Name	FIRST BK&TR CO/MURPHYSBORO
Type	Bank
Address	MURPHYSBORO, IL 62966

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Vergennes Township
Unified School District	Elverado Community Unit School District 196 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,400.00 (+23.87%) Homeowner's exemption	$72,847 (+36.37%) Land $2,860 Building $69,987
2024	$3,552.00 (+10.79%)
2022	$3,206.00 Homeowner's exemption	$53,419 Land $1,966 Building $51,453
2020			$162,336 Land $5,244 Building $157,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLIP Networks Fixed Wireless	500 / 500
Wisper ISP Fixed Wireless	400 / 30
Frontier DSL	115 / 7

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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