Wake County property record for 152 Annotto Bay Ln, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,942 sqft · built 2004 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Feb 2026) |
| Tax Bill | $3,665 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Feb 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721.05-18-0209-000 |
| Primary APN | 1721.05-18-0209-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,942 sqft Living Area |
| Basement Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0311240 |
|---|---|
| Street Address | 152 ANNOTTO BAY LN |
| City | GARNER |
| State | NC |
| Zip | 27529-6202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO83 HUNTERS MARK SUB PH2 BM2003-1413 |
| Legal Subdivision | HUNTERS MARK SUB PH2 |
| Legal Phase | 2 |
| Legal Lot Number | 83 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 52815 |
152 Annotto Bay Ln is owned and occupied by an individual who bought it in February 2026.
Source: Wake County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 152 ANNOTTO BAY LN, GARNER, NC 27529-6202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 13, 2026 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 18, 2025 | Trustee's Deed, Foreclosure |
| Jun 28, 2019 | Warranty Deed, Transfer STATE EMPS CU |
| Jun 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on File |
| Deed Sale | Feb 13, 2026 · Amount on File |
| Prior Sale | Sep 18, 2025 · Amount on File |
| Deed Document Number | 202614914 |
| Deed Book / Page | 20143 / 266 |
| Prior Transfer Date | Sep 16, 2025 |
| Prior Transfer Doc | 20015/1639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 152 ANNOTTO BAY LN, GARNER, NC 27529-6202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 018762/451 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 18762/451 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Feb 13, 2026 |
| Property Address | 152 ANNOTTO BAY LN, GARNER, NC 27529-6202 |
| Document Number | 020143/266 |
| Book / Page | 20143 / 266 |
| Map Reference | MB 2003 PG 1413 |
| Instrument Date | Feb 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12017 PAWLEYS MILL CIR, RALEIGH, NC 27614-8041 |
| Name | Verified Name |
|---|
| Document Number | 0020143268 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 20143/268 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year T-Bill |
| Max Rate | 5.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 18, 2025 |
| Property Address | 152 ANNOTTO BAY LN, GARNER, NC 27529-6202 |
| Document Number | 20015/1639 |
| Book / Page | 20015 / 1639 |
| Map Reference | MB 2003 PG 1413 |
| Instrument Date | Sep 16, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 6, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12017 PAWLEYS MILL CIR, RALEIGH, NC 27614-8041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 152 ANNOTTO BAY LN, GARNER, NC 27529-6202 |
| Document Number | 174891389 |
| Book / Page | 017489 / 001389 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 ANNOTTO BAY LN GARNER NC 275296202, GARNER, NC 27529-6202 |
| Document Number | 174891392 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 017489/001392 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 27, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 7, 2018 |
| Property Address | 152 ANNOTTO BAY LN, GARNER, NC 27529-6202 |
| Document Number | 171491610 |
| Book / Page | 017149 / 001610 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 ANNOTTO BAY LN GARNER NC 275296202, GARNER, NC 27529-6202 |
The 2025 property tax bill for 152 Annotto Bay Ln was $3,665.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,665.00 | $351,484 Land $90,000 Building $261,484 | $351,484 (-) Land $90,000 Building $261,484 |
| 2024 | $351,484 (+47.08%) Land $90,000 Building $261,484 | ||
| 2023 | $3,088.00 | $238,976 Land $43,000 Building $195,976 | $238,976 Land $43,000 Building $195,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 152 Annotto Bay Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 152 Annotto Bay Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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