Mille Lacs County property record for 15197 95th St, Foreston, MN 56330
| Property Type | Single Family Home |
|---|---|
| Details | 878 sqft · built 2005 |
| Lot Size | 3.84 acres (167,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Jul 2019) |
| Tax Bill | $2,870 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Feb 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-020-0402 |
| Primary APN | 12-020-0402 |
|---|
| Building Area | 878 sqft Living Area |
|---|---|
| Basement Area | 854 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 167,270 sqft (3.84 acres) |
| Garage Type | Mixed |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Street Address | 15197 95TH ST |
|---|---|
| City | FORESTON |
| State | MN |
| Zip | 56330-9581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 333FT OF W 300 FT OF E 1150 FT OF E 1/2 OF SE & PART OF W 170 FT OF E 1020 FT OF E 1/2 OF SE LYING S OF N 333 FT & N OF S |
| Legal Range | 27 |
| Legal Township | 37 |
| Legal Section | 20 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILO |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 170400 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLAZE CREDIT UNION |
| Feb 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY CU |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 19, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 13, 2017 | Deed, Transfer · Conventional Mortgage CU MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Nov 13, 2017 · Amount on File |
| Deed Document Number | 2019412282 |
| Prior Transfer Date | Oct 6, 2005 |
| Prior Transfer Doc | 326596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | SERVION TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 000A447875 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | A447875 |
| Name | BLAZE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | T M TITLE SERVICES INC, C U TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 000A440077 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | A440077 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|
| Document Number | A422373 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | A422373 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 19, 2019 |
| Property Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Document Number | A412282 |
| Instrument Date | Jun 27, 2019 |
| Instrument | A412282 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Document Number | A412283 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | A412283 |
| Name | GUARANTEED RATE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 13, 2017 |
| Property Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Document Number | A403473 |
| Instrument Date | Sep 28, 2017 |
| Instrument | A403473 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURTIY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15197 95TH ST, FORESTON, MN 56330-9581 |
| Document Number | A403474 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | A403474 |
| Name | CU MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milo Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,870.00 (+5.13%) | $302,100 (+8.79%) Land $85,200 Building $216,900 | $302,100 (+8.79%) Land $85,200 Building $216,900 |
| 2025 | $2,730.00 (+9.38%) Homeowner's exemption | $277,700 (+3.81%) Land $70,700 Building $207,000 | $277,700 (+3.81%) Land $70,700 Building $207,000 |
| 2023 | $2,496.00 | $267,500 Land $53,400 Building $214,100 | $267,500 Land $53,400 Building $214,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
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