15196 75th Ct NE, Elk River, MN 55330 Property Records

Wright County property record for 15196 75th Ct NE, Elk River, MN 55330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,588 sqft · built 2020
Lot Size	0.322 acres (14,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,945 (Jul 2020)
Tax Bill	$6,844 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-297-001090`

Property Details

APN / Parcel Number

Primary APN	`118-297-001090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,588 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,038 sqft (0.322 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15196 75TH CT NE
City	ELK RIVER
State	MN
Zip	55330-0729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-009 BLOCK-001 BLOCK-001
Legal Range	023
Legal Township	121
Legal Section	27
Legal Subdivision	BOULDER CREEK
Legal Block	1
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	5
Census Block	5005
Census Tract	100101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15196 75TH CT NE, ELK RIVER, MN 55330-0729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20201432553
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 9, 2020
Property Address	15196 75TH CT NE, OTSEGO, MN 55330-0729
Document Number	0001432553
Instrument Date	Jul 9, 2020
Instrument	1432553
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2020
Title Company	TRANSOHIO RESIDENTIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15196 75TH CT NE OTSEGO MN 553300729, OTSEGO, MN 55330-0729

Mortgage

Document Number	1432554
Date	Jul 9, 2020
Instrument	1432554

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,844.00 (+7.04%)	$633,200 (+6.64%) Land $115,000 Building $518,200	$633,200 (+6.64%) Land $115,000 Building $518,200
2025		$593,800 (-1.88%) Land $115,000 Building $478,800	$593,800 (-1.88%) Land $115,000 Building $478,800
2023	$6,394.00 (-4.08%)	$605,200 Land $102,000 Building $503,200	$605,200 Land $102,000 Building $503,200
2022	$6,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20