15194 E Ridge Rd, ARP, TX 75750 Property Records

Smith County property record for 15194 E Ridge Rd, ARP, TX 75750

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,300 sqft · built 2001
Lot Size	0.985 acres (42,907 sqft)
Owner	Individual Name on Record
Tax Bill	$11,655 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R109385`

Property Details

APN / Parcel Number

Primary APN	`R109385`
Alternative APN	`1-23240-0000-02-040000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,300 sqft Heated Area
1st Floor Area	3,300 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	42,907 sqft (0.985 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	300 sqft
Boat House	1,840 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R109385
Street Address	15194 E RIDGE RD
City	ARP
State	TX
Zip	75750-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAKE WOODS LOT 40
Legal Subdivision	EAST LAKE WOODS
Legal Lot Number	40
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	3
Census Block	3021
Census Tract	2102

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15194 E RIDGE RD, ARP, TX 75750-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
May 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 11, 2020
Transfer Doc	0100015695
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	15194 E RIDGE RD, ARP, TX 75750-9779
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001006657
Date	Mar 11, 2026
Instrument	202601006657

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SMITH TX
Recording Date	May 14, 2020
Property Address	15194 E RIDGE RD, ARP, TX 75750-9779
Document Number	0000015695
Instrument Date	May 12, 2020
Instrument	15695
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15194 E RIDGE RD ARP TX 757509779, ARP, TX 75750-9779

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,655.00 (+9.1%) Homeowner's exemption	$1,011,822 (+2.92%) Land $277,056 Building $734,766	$1,011,822 (+2.92%) Land $277,056 Building $734,766
2025	$10,683.00 (+5.25%) Homeowner's exemption	$983,115 (+3.84%) Land $277,056 Building $706,059	$983,115 (+3.84%) Land $277,056 Building $706,059
2024	$10,150.00 (+15.25%)
2023	$8,807.00 (-8.36%) Homeowner's exemption	$946,742 Land $277,056 Building $669,686	$946,742 Land $277,056 Building $669,686
2022	$9,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2016)
Most Recent Claim	Mar 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WSC serves 5,862 people · EPA ID TX2120016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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