15193 Chapter Way, Winter Garden, FL 34787 Property Records

Orange County property record for 15193 Chapter Way, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,651 sqft · built 2019
Lot Size	0.093 acres (4,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,400 (May 2023)
Tax Bill	$6,530 (2025)
Deeds & Mortgages	May 2023 Sale Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-24-27-7176-03-660`

Property Details

APN / Parcel Number

Primary APN	`18-24-27-7176-03-660`
Alternative APNs	`272418717603660` `166891` `168246` `170885`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,651 sqft Living Area
Gross Area	2,457 sqft
1st Floor Area	894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,064 sqft (0.093 acres)
Garage Type	Detached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15193 CHAPTER WAY
City	WINTER GARDEN
State	FL
Zip	34787-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	STOREY GROVE PHASE 1B-4 97/83 LOT 366
Legal Range	27E
Legal Township	24S
Legal Section	18
Legal Subdivision	STOREY GROVE PH 1B-4
Legal Phase	1B-4
Legal Block	3
Legal Lot Number	366
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1125
Census Tract	17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15193 CHAPTER WAY, WINTER GARDEN, FL 34787-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 6, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	2023274403
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0000274403
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	May 15, 2023
Property Address	15193 CHAPTER WAY, WINTER GARDEN, FL 34787-1771
Document Number	0000274403
Map Reference	MB 97 PG 83
Instrument Date	May 12, 2023
Instrument	20230274403
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$590.80
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 SCENIC CLUB DR, CARY, NC 27519-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15193 CHAPTER WAY, WINTER GARDEN, FL 34787-1771

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 4, 2021
Property Address	15193 CHAPTER WAY, WINTER GARDEN, FL 34787-1771
Document Number	0000333712
Map Reference	MB 97 PG 83-86
Instrument Date	May 28, 2021
Instrument	20210333712
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2620 PINNACLE LN, 2620, CLERMONT, FL 34711-7536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COPPERTREE CT, EDISON, NJ 08820-4055

Mortgage

Document Number	0000333713
Date	Jun 4, 2021
Instrument	20210333713

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 4, 2021
Property Address	15193 CHAPTER WAY, WINTER GARDEN, FL 34787-1771
Document Number	20210333712
Map Reference	MB 97 PG 83-86
Instrument Date	May 28, 2021
Instrument	20210333712
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2620 PINNACLE LN, 2620, CLERMONT, FL 34711-7536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 COPPERTREE CT, EDISON, NJ 08820-4055

Mortgage

Document Number	20210333713
Date	Jun 4, 2021
Instrument	20210333713

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 6, 2019
Property Address	15193 CHAPTER WAY, WINTER GARDEN, FL 34787-1771
Document Number	0000548984
Map Reference	MB 97 PG 83
Instrument Date	Aug 29, 2019
Instrument	20190548984
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,008.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15193 CHAPTER WAY, WINTER GARDEN, FL 34787-1771

Mortgage

Document Number	0000548985
Date	Sep 6, 2019
Instrument	20190548985

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,820 (-1.05%) Land $110,000 Building $293,820	$403,820 (-1.05%) Land $110,000 Building $293,820
2025	$6,530.00 (-2.33%)	$408,120 (+9.59%) Land $110,000 Building $298,120	$408,120 (+9.59%) Land $110,000 Building $298,120
2024	$6,686.00 (+11.69%)
2023	$5,986.00 (+14.81%)	$372,394 (+20.05%) Land $110,000 Building $262,394	$372,394 (+20.05%) Land $110,000 Building $262,394
2022	$5,214.00	$310,204 Land $90,000 Building $220,204	$310,204 Land $90,000 Building $220,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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