15192 Elm St, Georgetown, IL 61846 Property Records

Vermilion County property record for 15192 Elm St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,898 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-07-300-041`

Property Details

APN / Parcel Number

Primary APN	`33-07-300-041`
Alternative APN	`ELWD0043`

Exterior

Lot Area	192,971 sqft (4.43 acres)

Location & Zoning

Street Address	15192 ELM ST
City	GEORGETOWN
State	IL
Zip	61846-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F E RICHARDS SUB S2 SW4 7 17 11 W 4.43A, L8
Legal Range	11
Legal Township	17
Legal Section	07
Legal Subdivision	F E RICHARDS
Legal Lot Number	8
Jurisdiction	VERMILION IL
Township / Civil Division	ELWOOD
Census Block Group	2
Census Block	2014
Census Tract	11100

Owner

15192 Elm St is owned and occupied by two individuals who acquired it in April 2021.

Source: Vermilion County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15192 ELM ST, GEORGETOWN, IL 61846-6112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 5, 2021	Quit Claim Deed, Transfer Quitclaim
May 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 30, 2021
Transfer Doc	0000003395
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Recording Date	May 21, 2026
Property Address	15192 ELM ST, GEORGETOWN, IL 61846-6112
Document Number	0000004150
Instrument Date	Mar 16, 2026
Instrument	20264150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15192 ELM ST, GEORGETOWN, IL 61846-6112

Mortgage

Document Number	0000004150,
Date	May 21, 2026
Instrument	20264150

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	335 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VERMILION IL
Recording Date	May 5, 2021
Property Address	15192 ELM ST, GEORGETOWN, IL 61846-6112
Document Number	2103394
Map Reference	DOC 06-8955
Instrument Date	Apr 30, 2021
Instrument	21-03394
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15192 ELM ST, GEORGETOWN, IL 61846-6112

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VERMILION IL
Recording Date	May 5, 2021
Property Address	15192 ELM ST, GEORGETOWN, IL 61846-6112
Document Number	2103395
Map Reference	DOC 06-8955
Instrument Date	Apr 30, 2021
Instrument	21-03395
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15192 ELM ST, GEORGETOWN, IL 61846-6112

Mortgage

Document Number	2103396
Date	May 5, 2021
Instrument	21-03396

Lender

Name	CROSS COUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 15192 Elm St was $3,898 with a homeowner's exemption.

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Elwood Township
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,898.00 Homeowner's exemption	$53,354 (+8.39%) Land $18,801 Building $34,553	$160,062 (+8.39%) Land $56,403 Building $103,659
2024		$49,224 Land $17,346 Building $31,878	$147,672 Land $52,038 Building $95,634
2022	$3,252.00 Homeowner's exemption	$40,136 Land $14,143 Building $25,993	$120,408 Land $42,429 Building $77,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15192 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15192 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVET PWD serves 300 people · EPA ID IL1835300
Water Source	Purchased groundwater from GEORGETOWN
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Watch TV, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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