San Joaquin County property record for 15190 N Locust Tree Rd, Lodi, CA 95240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,422 sqft · built 1989 |
| Lot Size | 9.33 acres (406,415 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,811 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-130-190-000 |
| Primary APN | 051-130-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 406,415 sqft (9.33 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 051-130-19 |
|---|---|
| Street Address | 15190 N LOCUST TREE RD |
| City | LODI |
| State | CA |
| Zip | 95240-9349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG40 |
| Legal Description | TWP 03N RGE 07E SEC 10 QTR SW4SE4 |
| Legal Block | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LOCKEFORD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 4704 |
15190 N Locust Tree Rd, a rural home, is owner-occupied and held in a trust since October 2013.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 15190 N LOCUST TREE RD, LODI, CA 95240-9349 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2013 |
| Transfer Doc | 0000129372 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 15190 N Locust Tree Rd was $4,811 with a homeowner's exemption, down 5.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,811.00 (-5.2%) | ||
| 2025 | $5,075.00 Homeowner's exemption | $414,243 Land $120,374 Building $293,869 | |
| 2023 | $4,783.00 (+2.07%) Homeowner's exemption | $398,160 Land $115,700 Building $282,460 | $839,430 |
| 2022 | $4,686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15190 N Locust Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15190 N Locust Tree Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ezWave, T-Mobile, Xfinity.
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